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$400K · 2 bed Condo Apartment · Ardagh, Barrie | MyPropertyScout

$399,900

Unit 2

12 DOM

2112d

Map

⚡ Insider Deal

DOM 12

New This Week

$399,900

DOM12days

Unit 2

3 Sawmill Road · Barrie · Ontario L4N 6X3

MLS® S13449054 · Ardagh · L4N 6X3

21OwnerOccupied1200-1399 ft²Condo ApartmentNone12d$308/ft²$2,363 tax/yr

12 days on market

About this home

Why rent when you can own? Welcome to 3 Sawmill Road, Unit 2, a bright and inviting 2-bedroom, 1-bathroom condo in Barrie's highly sought-after Timberwalk Community. Offering one of the larger two-storey floor plans in the complex, this home is a great opportunity for first-time buyers, investors, or downsizers looking for affordability without compromise. The sun-filled layout features large windows that flood the living and kitchen areas with natural light, creating a warm and welcoming atmosp…

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Property details

MLS#: S13449054
Status: Buy Now
Beds: 2
Baths: 1 full, 0 half
Size: 1200-1399
Style: 2-Storey
Type: Condo Apartment
Year built: —

View: Trees/Woods

Condo corp #: 152
Balcony: Open
Locker: None
Fees include: Common Elements Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Baseboard
Heating fuel: Electric
Cooling: None
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Essa and Sawmill
Basement: None
Stories: 1
Utilities: —
Laundry: Other, Inside
Interior: Water Heater
Parking features: —

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Main	Kitchen	7.02m × 3.5m
Main	Breakfast	2.45m × 3.55m
Main	Living Room	7.02m × 5.33m
Main	Laundry	2.47m × 2.65m
Second	Bedroom	3.53m × 6.31m
Second	Bedroom 2	3.36m × 3.51m
Second	Bathroom	2.94m × 1.62m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RIGHT AT HOME REALTY

Source: TRREB/PROPTX · MLS® S13449054

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$400K

Unit 2 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $399,900✓ $2,363 tax✓ Electric✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,817/mo

incl. closing costs (yr 1)

Annual total

$45,804

year 1

Mortgage only

$1,517/mo

principal + interest

Beyond mortgage

$1,469/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$79,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$197/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~1,300 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,999/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$53/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,474

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)40% $18,205/yr

Property taxes15% $6,837/yr

Utilities5% $2,460/yr

Insurance & security3% $1,600/yr

Maintenance9% $3,999/yr

Condo fees17% $7,603/yr

Closing costs11% $5,100/yr

Mortgage is 40% of your true cost of ownership. The other 60% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$18,205	$1,517/mo
Government & taxes
Property tax	$2,363	$197/mo
Land transfer tax(closing)	$4,474	$373/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,999	$333/mo
Condo fees
Condo / HOA fees	$7,603	$634/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$45,804	$3,817/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 2

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs