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$650K · 4 bed Duplex · Codrington, Barrie | MyPropertyScout

$649,900

42 Penetang Street

12 DOM

4212d

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DOM 12

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$649,900

DOM12days

42 Penetang Street

Barrie · Ontario L4M 1V6

MLS® S13448760 · Codrington · L4M 1V6

42TenantOccupied2000-2500 ft²DuplexNone12d$289/ft²Lot 48.8 x 155.8 ft$4,842 tax/yr

12 days on market

About this home

Legal Duplex in downtown, Barrie Within Walking Distance to Lake Simcoe and Amenities. The house has two self contained units that are fully leased. There is a possibility of a third unit in the basement for more income. Great for a future development.

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Property details

MLS#: S13448760
Status: Buy Now
Beds: 4
Baths: 2 full, 0 half
Size: 2000-2500
Style: 2-Storey
Type: Duplex
Year built: —

Roof: Shingles
Foundation: Stone

Garage: None
Garage spaces: 0
Parking: 4 total
Lot: 48.75 × 155.76
Heating: Forced Air
Heating fuel: Gas
Cooling: None
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick
Fronting on: North
Cross street: Mulcaster St. to Penetang St
Basement: Unfinished
Stories: —
Utilities: —
Laundry: —
Interior: Carpet Free
Parking features: —

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room dimensions are not available for this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: HOME LAND PLUS REALTY LTD.

Source: TRREB/PROPTX · MLS® S13448760

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$650K

42 Penetang Street · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $649,900✓ $4,842 tax✓ Gas✓ 2000-2500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,171/mo

incl. closing costs (yr 1)

Annual total

$62,050

year 1

Mortgage only

$2,466/mo

principal + interest

Beyond mortgage

$1,458/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$129,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$404/mo

Utilities

Hydro / electricity$158/mo

≈ $0.07/ft² × ~2,250 ft² · ON avg ~$158/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,499/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$9,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)48% $29,586/yr

Property taxes23% $14,315/yr

Utilities8% $4,950/yr

Insurance & security3% $1,600/yr

Maintenance10% $6,499/yr

Closing costs8% $5,100/yr

Mortgage is 48% of your true cost of ownership. The other 52% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$29,586	$2,466/mo
Government & taxes
Property tax	$4,842	$404/mo
Land transfer tax(closing)	$9,473	$789/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,890	$158/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,499	$542/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$62,050	$5,171/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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42 Penetang Street

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs