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$930K · 2+1 bed Detached · Ardagh, Barrie | MyPropertyScout

$929,900

99 Cumming Drive

13 DOM

2+1313d

Map

DOM 13

$929,900

F●●●●●DOM13days

99 Cumming Drive

Barrie · Ontario L4N 0C6

MLS® S13444358 · Ardagh · L4N 0C6

2+13OwnerOccupied1500-2000 ft²Detached2-car Attached13d$531/ft²Lot 49.2 x 132.9 ft< .50 ac$7,186 tax/yrBuilt 200323 yrs old

16% above market · 13 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

ARDAGH BROUGHT THE LOCATION, THIS BUNGALOW BROUGHT THE UPGRADES! Updated, beautifully maintained, and set on a street buyers love, this Ardagh raised bungalow brings major improvements, eye-catching curb appeal, and a layout that feels like home right away. Big-ticket updates have already been tackled, including shingles (2019), eavestroughs and downpipes (2021), all newer windows and doors except the patio garden door (2021), plus a newer furnace and air conditioner (2022.) The brick exterior w…

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MyStreetValue™ Analysis

$740,767 – $864,567estimated range

Midpoint: $801,652

Property details

MLS#: S13444358
Status: Buy Now
Beds: 2+1
Baths: 3 full, 0 half
Size: 1500-2000
Style: Bungalow-Raised
Type: Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Poured Concrete
Other structures: Fence - Partial
Property features: Golf, Hospital, Library, Park, Rec./Commun.Centre, School

Fireplaces: 2
Fireplace features: Natural Gas, Living Room, Rec Room

Garage: 2-car Attached
Garage spaces: 2
Parking: 6 total
Lot: 49.21 × 132.87
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Brick · Deck, Lawn Sprinkler System, Privacy
Fronting on: South
Cross street: Ferndale Dr S/Cumming Dr
Basement: Finished
Stories: —
Utilities: —
Laundry: —
Interior: Auto Garage Door Remote, Primary Bedroom - Main Floor, Sump Pump, Water Softener
Parking features: Private Double

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room dimensions are not available for this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX HALLMARK PEGGY HILL GROUP REALTY

Source: TRREB/PROPTX · MLS® S13444358

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$930K

99 Cumming Drive · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $929,900✓ $7,186 tax✓ Gas✓ 1500-2000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$7,093/mo

incl. closing costs (yr 1)

Annual total

$85,121

year 1

Mortgage only

$3,528/mo

principal + interest

Beyond mortgage

$1,851/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$185,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$599/mo

Utilities

Hydro / electricity$123/mo

≈ $0.07/ft² × ~1,750 ft² · ON avg ~$123/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$9,299/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$15,073

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)50% $42,333/yr

Property taxes26% $22,259/yr

Utilities5% $4,530/yr

Insurance & security2% $1,600/yr

Maintenance11% $9,299/yr

Closing costs6% $5,100/yr

Mortgage is 50% of your true cost of ownership. The other 50% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$42,333	$3,528/mo
Government & taxes
Property tax	$7,186	$599/mo
Land transfer tax(closing)	$15,073	$1,256/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,470	$123/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$9,299	$775/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$85,121	$7,093/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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99 Cumming Drive

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs