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$850K · 2+1 bed Detached · Innis-Shore, Barrie | MyPropertyScout

$850,000

109 Sovereigns Gate

13 DOM

2+1313d

Map

DOM 13

$850,000

A●●●○○DOM13days

109 Sovereigns Gate

Barrie · Ontario L4N 0Y9

MLS® S13443302 · Innis-Shore · L4N 0Y9

2+13Vacant1100-1500 ft²Detached2-car Attached13d$654/ft²Lot 41 x 111 ft< .50 ac$5,421 tax/yrBuilt 200323 yrs old

6% below market · 13 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome to 109 Sovereign's Gate, a rare opportunity in Barrie's sought-after southeast end offering exceptional versatility for multi-generational living, investors, or families seeking extra space. With over 1,300 sq. ft. on the main level plus a fully finished basement, this bungalow offers a thoughtfully designed layout with room for everyone. The bright main floor features a spacious living room with an elegant coffered ceiling, a large kitchen with breakfast bar, anda generous dining area w…

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Property details

MLS#: S13443302
Status: Buy Now
Beds: 2+1
Baths: 3 full, 0 half
Size: 1100-1500
Style: Bungalow
Type: Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Concrete
Other structures: Fence - Full
Property features: Fenced Yard, Golf, Library, Park, Public Transit, School

Fireplaces: 0

Garage: 2-car Attached
Garage spaces: 2
Parking: 4 total
Lot: 41 × 111
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Brick · Deck, Porch, Year Round Living
Fronting on: South
Cross street: Big Bay Point/Prince William
Basement: Finished, Separate Entrance, Apartment
Stories: —
Utilities: —
Laundry: —
Interior: Auto Garage Door Remote, Carpet Free, In-Law Suite, Primary Bedroom - Main Floor
Parking features: Private Double

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Main	Foyer	2.22m × 3.61m
Main	Bathroom	2.77m × 1.45m
Main	Primary Bedroom	4.14m × 4.2m
Main	Bedroom	3.8m × 2.86m
Main	Dining Room	2.92m × 3.93m
Main	Kitchen	3.52m × 4.95m
Main	Living Room	5.05m × 6.73m
Main	Laundry	2.19m × 2.65m
Main	Bathroom	2.73m × 1.7m
Basement	Bedroom	4.54m × 4.01m
Basement	Kitchen	3.56m × 4.12m
Basement	Living Room	3.38m × 7.08m
Basement	Bathroom	2.84m × 1.61m
Basement	Recreation	6.41m × 5.26m
Basement	Utility Room	3.11m × 1.8m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX HALLMARK CHAY REALTY

Source: TRREB/PROPTX · MLS® S13443302

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$850K

109 Sovereigns Gate · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $850,000✓ $5,421 tax✓ Gas✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,412/mo

incl. closing costs (yr 1)

Annual total

$76,944

year 1

Mortgage only

$3,225/mo

principal + interest

Beyond mortgage

$1,606/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$170,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$452/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$8,500/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$13,475

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)50% $38,696/yr

Property taxes25% $18,896/yr

Utilities5% $4,152/yr

Insurance & security2% $1,600/yr

Maintenance11% $8,500/yr

Closing costs7% $5,100/yr

Mortgage is 50% of your true cost of ownership. The other 50% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$38,696	$3,225/mo
Government & taxes
Property tax	$5,421	$452/mo
Land transfer tax(closing)	$13,475	$1,123/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$8,500	$708/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$76,944	$6,412/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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109 Sovereigns Gate

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs