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$399K · 4 bed Condo Townhouse · Georgian Drive, Barrie | MyPropertyScout

$398,900

Unit 4

16 DOM

4416d

Map

DOM 16

$398,900

C●●○○○DOM16days

Unit 4

244 Penetanguishene Road · Barrie · Ontario L4M 7C2

MLS® S13440286 · Georgian Drive · L4M 7C2

44Vacant1400-1599 ft²Condo TownhouseNone16d$266/ft²$3,486 tax/yr

4% above market · regional est. · 16 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Turn-key 4-bed, 4-ensuite condo-townhouse just steps from Georgian College! Fully furnished and move-in ready, this rare layout offers four private ensuite bedrooms, stainless steel appliances, two fridges, and in-suite laundry. Bright open-concept main floor, large bedrooms, and unbeatable proximity to Georgian College, RVH, transit, shopping, and parks. Perfect for first-time buyers, families, or investors seeking strong rental demand and long-term value.

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Property details

MLS#: S13440286
Status: Buy Now
Beds: 4
Baths: 4 full, 0 half
Size: 1400-1599
Style: Stacked Townhouse
Type: Condo Townhouse
Year built: —

Condo corp #: 420
Balcony: None
Locker: None
Fees include: Common Elements Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Georgian Dr To Penetanguishene
Basement: None
Stories: 1
Utilities: —
Laundry: Ensuite
Interior: Other
Parking features: —

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Main	Kitchen	—
Main	Living Room	—
Second	Bedroom	2.4m × 3.7m
Second	Bedroom 2	2.4m × 3.7m
Second	Bedroom 3	2.6m × 3.3m
Third	Bedroom 4	2.6m × 3.3m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: LPT REALTY

Source: TRREB/PROPTX · MLS® S13440286

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$399K

Unit 4 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $398,900✓ $3,486 tax✓ Gas✓ 1400-1599 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,766/mo

incl. closing costs (yr 1)

Annual total

$45,194

year 1

Mortgage only

$1,513/mo

principal + interest

Beyond mortgage

$1,423/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$79,780

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$291/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,500 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,989/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$31/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,459

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)40% $18,160/yr

Property taxes18% $7,945/yr

Utilities9% $3,960/yr

Insurance & security4% $1,600/yr

Maintenance9% $3,989/yr

Condo fees10% $4,440/yr

Closing costs11% $5,100/yr

Mortgage is 40% of your true cost of ownership. The other 60% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$18,160	$1,513/mo
Government & taxes
Property tax	$3,486	$291/mo
Land transfer tax(closing)	$4,459	$372/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,989	$332/mo
Condo fees
Condo / HOA fees	$4,440	$370/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$45,194	$3,766/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 4

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs