$975K · 2+1 bed Condo Apartment · City Centre, Barrie

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About this home

Welcome to the prestigious Grand Harbour. Beautiful waterfront view overlooking Kempenfelt Bay in Barrie. Spacious 14th floor front suite, 1,614 square ft, 2 bedroom, 2-bath plus den. This waterfront condo captures everything people love about living along the shores of Kempenfelt Bay. Step inside to a bright open-concept layout, designed for both comfort and entertaining. Expansive windows invite natural light throughout. Open kitchen overlooks the main living space, perfect for entertaining. T…

Property details

MLS#

S13438988

Status

Buy Now

Beds

2+1

Baths

2 full, 0 half

Size

1600-1799

Style

Apartment

Type

Condo Apartment

Year built

—

Roof: Flat
Foundation: Poured Concrete

Fireplaces: 1
Fireplace features: Natural Gas

View: Beach, City, Clear, Lake, Park/Greenbelt, Water, Skyline, Panoramic, Marina

Building name: Grand Harbour
Condo corp #: 259
Balcony: Open
Locker: Exclusive
Association amenities: Elevator, Exercise Room, Game Room, Guest Suites, Indoor Pool, Party Room/Meeting Room
Fees include: Water Included, Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Waterfront: No
Exterior: Stucco (Plaster) · Controlled Entry
Fronting on: —
Cross street: Simcoe St and Toronto St
Basement: None
Stories: 13
Utilities: —
Laundry: In-Suite Laundry, Laundry Room
Interior: Storage Area Lockers
Parking features: Private

Level	Room	Dimensions
Main	Kitchen	2.79m × 3.4m
Main	Living Room	7.56m × 5.1m
Main	Den	3.07m × 4.31m
Main	Primary Bedroom	4.67m × 4.57m
Main	Bedroom 2	3.7m × 4.31m
Main	Bathroom	—
Main	Bathroom	—
Main	Laundry	—

Level

Room

Dimensions

Main

Kitchen

2.79m × 3.4m

Main

Living Room

7.56m × 5.1m

Main

Den

3.07m × 4.31m

Main

Primary Bedroom

4.67m × 4.57m

Main

Bedroom 2

3.7m × 4.31m

Main

Bathroom

—

Main

Bathroom

—

Main

Laundry

—

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $975,000✓ $7,328 tax✓ Gas✓ 1600-1799 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$8,641/mo

incl. closing costs (yr 1)

Annual total

$103,694

year 1

Mortgage only

$3,699/mo

principal + interest

Beyond mortgage

$3,153/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$195,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$611/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,700 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$9,750/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$108/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$15,975

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)43% $44,386/yr

Property taxes22% $23,303/yr

Utilities4% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance9% $9,750/yr

Condo fees15% $15,595/yr

Closing costs5% $5,100/yr

Mortgage is 43% of your true cost of ownership. The other 57% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$44,386	$3,699/mo
Government & taxes
Property tax	$7,328	$611/mo
Land transfer tax(closing)	$15,975	$1,331/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$9,750	$813/mo
Condo fees
Condo / HOA fees	$15,595	$1,300/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$103,694	$8,641/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Annual costs