$1000K · 4 bed Detached · Allandale Centre, Barrie

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About this home

Rare opportunity to own a versatile RM2-zoned property on a premium 74' x 170' lot (over 1/3 acre) in Barrie's rapidly transforming City Centre. Whether you're an investor, business owner, contractor, developer, or multi-generational family, this unique property offers exceptional flexibility and future potential. Featuring two self-contained units with separate hydro meters, including a spacious 3-bedroom main residence plus a 1-bedroom secondary suite, each with its own laundry. The finished b…

Property details

MLS#

S13435996

Status

Buy Now

Beds

Baths

2 full, 0 half

Size

1100-1500

Style

1 1/2 Storey

Type

Detached

Year built

—

Roof: Asphalt Shingle
Foundation: Poured Concrete
Other structures: Garden Shed
Property features: Lake/Pond, Marina, Beach, Public Transit, Fenced Yard, Arts Centre

Fireplaces: 1
Fireplace features: Electric, Rec Room

Garage: 2-car Detached
Garage spaces: 2
Parking: 13 total
Lot: 74 × 170.1
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Stucco (Plaster), Aluminum Siding · Landscaped, Hot Tub
Fronting on: West
Cross street: Innisfil St/Essa St
Basement: Finished
Stories: —
Utilities: —
Laundry: —
Interior: In-Law Suite, Separate Hydro Meter, Primary Bedroom - Main Floor, Carpet Free, Sauna, Water Heater, Auto Garage Door Remote, Water Heater Owned
Parking features: Private Triple

Rooms

Level	Room	Dimensions
Main	Dining Room	2.56m × 3.44m
Main	Kitchen	3.72m × 4.18m
Main	Primary Bedroom	3.08m × 3.51m
Main	Bedroom 2	3.63m × 4.27m
Main	Bedroom 3	3.14m × 3.41m
Second	Kitchen	2.5m × 3.66m
Second	Living Room	3.47m × 3.51m
Second	Bedroom 4	3.2m × 3.38m
Basement	Family Room	3.54m × 5.18m
Basement	Recreation	3.08m × 6.31m
Basement	Other	3.02m × 3.08m
Basement	Utility Room	3.72m × 4.18m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $999,800✓ $4,602 tax✓ Gas✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$7,287/mo

incl. closing costs (yr 1)

Annual total

$87,438

year 1

Mortgage only

$3,793/mo

principal + interest

Beyond mortgage

$1,663/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$199,960

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$384/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$9,998/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$16,471

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)52% $45,515/yr

Property taxes24% $21,073/yr

Utilities5% $4,152/yr

Insurance & security2% $1,600/yr

Maintenance11% $9,998/yr

Closing costs6% $5,100/yr

Mortgage is 52% of your true cost of ownership. The other 48% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$45,515	$3,793/mo
Government & taxes
Property tax	$4,602	$384/mo
Land transfer tax(closing)	$16,471	$1,373/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$9,998	$833/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$87,438	$7,287/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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225 Innisfil Street

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Rooms

Sales History

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Annual costs