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$600K · 3 bed Att/Row/Townhouse · Georgian Drive, Barrie | MyPropertyScout

$599,900

98 Cheltenham Road

17 DOM

3217d

Map

DOM 17

$599,900

C●●●○○DOM17days

98 Cheltenham Road

Barrie · Ontario L4M 6S7

MLS® S13429806 · Georgian Drive · L4M 6S7

32OwnerOccupied1100-1500 ft²Att/Row/Townhouse1-car Attached17d$461/ft²Lot 23 x 109.1 ft$3,558 tax/yrBuilt 200323 yrs old

2% above market · 17 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

MOVE-IN READY EAST END TOWNHOME FEATURING STYLISH UPGRADES THROUGHOUT, INCLUDING NEW FLOORING, FRESH PAINT & UPDATED BATHROOMS! Enjoy unbeatable convenience with Georgian College, Royal Victoria Regional Health Centre, and transit all within walking distance. On weekends, take advantage of nearby Johnson's Beach, scenic waterfront trails, and the lively shops and patios in downtown Barrie. Set on a deep 109 ft lot, this charming and well-designed townhome offers a fully fenced backyard - ideal f…

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Property details

MLS#: S13429806
Status: Buy Now
Beds: 3
Baths: 2 full, 0 half
Size: 1100-1500
Style: 2-Storey
Type: Att/Row/Townhouse
Year built: —

Roof: Asphalt Shingle
Foundation: Concrete
Property features: Fenced Yard, Public Transit, Hospital, School

Garage: 1-car Attached
Garage spaces: 1
Parking: 2 total
Lot: 22.96 × 109.12
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick
Fronting on: East
Cross street: Johnston St & Georgian Dr
Basement: Unfinished
Stories: —
Utilities: —
Laundry: —
Interior: Auto Garage Door Remote, Water Heater Owned, Water Softener
Parking features: —

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Main	Bathroom	1.43256m × 1.372m
Main	Living Room	2.471928m × 5.4864m
Main	Kitchen	2.65176m × 5.4864m
Second	Bedroom	4.51104m × 3.07848m
Second	Bedroom	2.7432m × 3.77952m
Second	Bedroom	2.7432m × 3.77952m
Second	Bathroom	1.61544m × 2.71272m
Basement	Utility Room	2.5908m × 5.30352m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: COLDWELL BANKER THE REAL ESTATE CENTRE

Source: TRREB/PROPTX · MLS® S13429806

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$600K

98 Cheltenham Road · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $599,900✓ $3,558 tax✓ Gas✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,683/mo

incl. closing costs (yr 1)

Annual total

$56,192

year 1

Mortgage only

$2,276/mo

principal + interest

Beyond mortgage

$1,242/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$119,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$297/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,999/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$8,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)49% $27,310/yr

Property taxes21% $12,031/yr

Utilities7% $4,152/yr

Insurance & security3% $1,600/yr

Maintenance11% $5,999/yr

Closing costs9% $5,100/yr

Mortgage is 49% of your true cost of ownership. The other 51% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$27,310	$2,276/mo
Government & taxes
Property tax	$3,558	$297/mo
Land transfer tax(closing)	$8,473	$706/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,999	$500/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$56,192	$4,683/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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98 Cheltenham Road

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs