$2.65M · 4+2 bed Detached · Midhurst, Springwater

Loading neighbourhood intel…

About this home

Every once in a while, a property comes along that completely resets your expectations. Not because it sits on a breathtaking 4.33-acre estate lot. Not because it offers over 6,800 sq. ft. of living space. Because it delivers something very rare: a feeling that you've arrived. As you pass through the private gated entrance there is a feeling of exclusivity, privacy, and arrival that few homes ever achieve. Built as the builder's own personal residence, this was never a home designed around budge…

Property details

MLS#

S13428306

Status

Buy Now

Beds

4+2

Baths

6 full, 0 half

Size

3500-5000

Style

2-Storey

Type

Detached

Year built

—

Roof: Asphalt Shingle
Foundation: Concrete
Other structures: Other
Property features: Greenbelt/Conservation, Golf, Hospital, Library, Park, Rec./Commun.Centre

Fireplace features: Family Room, Other

View: Panoramic, Trees/Woods

Garage: 4-car Other
Garage spaces: 4
Parking: 16 total
Lot: 183.65 × 657.63
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Stone, Brick · Landscaped, Year Round Living, Security Gate, Patio, Controlled Entry, Privacy
Fronting on: East
Cross street: DORAN/FOREST HILL/PIERCE
Basement: Finished with Walk-Out, Full, Separate Entrance
Stories: —
Utilities: —
Laundry: —
Interior: Other, Primary Bedroom - Main Floor
Parking features: Private

Rooms

Level	Room	Dimensions
Basement	Family Room	5.56m × 6.83m
Basement	Bedroom	3.07m × 4.06m
Basement	Exercise Room	3.98m × 4.8m
Basement	Office	4.39m × 5.51m
Main	Other	3.7m × 4.8m
Main	Dining Room	4.01m × 3.55m
Main	Bedroom 2	5.58m × 7.13m
Main	Bedroom 3	5.79m × 5.84m
Main	Bedroom 4	4.19m × 6.7m
Main	Bedroom 5	2.43m × 5m
Lower	Bedroom	4.39m × 5.1m
Lower	Game Room	5.56m × 5.28m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $2,650,000✓ $12,988 tax✓ Gas✓ 3500-5000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$18,849/mo

incl. closing costs (yr 1)

Annual total

$226,183

year 1

Mortgage only

$10,053/mo

principal + interest

Beyond mortgage

$3,943/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$530,000

20%+ required — no CMHC insurance on $1.5M+ homes

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$1,082/mo

Utilities

Hydro / electricity$298/mo

≈ $0.07/ft² × ~4,250 ft² · ON avg ~$298/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$26,500/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$52,725

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)53% $120,639/yr

Property taxes29% $65,713/yr

Utilities3% $6,630/yr

Insurance & security1% $1,600/yr

Maintenance12% $26,500/yr

Closing costs2% $5,100/yr

Mortgage is 53% of your true cost of ownership. The other 47% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$120,639	$10,053/mo
Government & taxes
Property tax	$12,988	$1,082/mo
Land transfer tax(closing)	$52,725	$4,394/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$3,570	$298/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$26,500	$2,208/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$226,183	$18,849/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

Unlock Insider Deals

Sign in

1 PIERCE Court

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

Request a Showing

Request a Showing

Annual costs