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$625K · 3+3 bed Detached · Codrington, Barrie | MyPropertyScout

$624,900

59 Penetang Street

19 DOM

3+3219d

Map

DOM 19

$624,900

A●●●○○DOM19days

59 Penetang Street

Barrie · Ontario L4M 1V5

MLS® S13423330 · Codrington · L4M 1V5

3+32TenantOccupied700-1100 ft²DetachedNone19d$694/ft²Lot 48.5 x 186 ft$4,800 tax/yr

16% below market · 19 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Attention investors and first-time buyers! This fully turnkey home comes completely furnished , offering incredible value and income potential. A separate side entrance leads to a "non-legal" lower-level apartment featuring a spacious rec room, L-shaped bedroom with double closet, 3-piece bath, kitchen, and stacked washer/dryer - ideal for extended family or helping offset mortgage costs.Situated on a premium 186' deep lot, the expansive backyard offers endless possibilities - create your dream…

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Property details

MLS#: S13423330
Status: Buy Now
Beds: 3+3
Baths: 2 full, 0 half
Size: 700-1100
Style: Bungaloft
Type: Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Concrete

Garage: None
Garage spaces: 0
Parking: 4 total
Lot: 48.52 × 186
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Vinyl Siding
Fronting on: South
Cross street: Penetang Street, east of Mulcaster, west of Dundonald
Basement: Separate Entrance, Finished
Stories: —
Utilities: —
Laundry: —
Interior: Other
Parking features: Private

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Main	Living Room	3.89m × 4.36m
Main	Bedroom	3.3m × 3.35m
Main	Bedroom	2.99m × 3.35m
Main	Bedroom	2.99m × 3.12m
Main	Bathroom	—
Main	Kitchen	3.14m × 3.78m
Lower	Recreation	5.28m × 7.06m
Lower	Kitchen	1.93m × 2.92m
Lower	Bedroom	2.79m × 6.42m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: ROYAL LEPAGE SIGNATURE REALTY

Source: TRREB/PROPTX · MLS® S13423330

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$625K

59 Penetang Street · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $624,900✓ $4,800 tax✓ Gas✓ 700-1100 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,928/mo

incl. closing costs (yr 1)

Annual total

$59,130

year 1

Mortgage only

$2,371/mo

principal + interest

Beyond mortgage

$1,351/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$124,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$400/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~900 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,249/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$8,973

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)48% $28,448/yr

Property taxes23% $13,773/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance11% $6,249/yr

Closing costs9% $5,100/yr

Mortgage is 48% of your true cost of ownership. The other 52% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$28,448	$2,371/mo
Government & taxes
Property tax	$4,800	$400/mo
Land transfer tax(closing)	$8,973	$748/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,249	$521/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$59,130	$4,928/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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59 Penetang Street

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs