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$830K · 3+2 bed Detached · Ardagh, Barrie | MyPropertyScout

$830,000

21 Black Ash Trail

19 DOM

3+2319d

Map

DOM 19

$830,000

F●●●○○DOM19days

21 Black Ash Trail

Barrie · Ontario L4N 3K2

MLS® S13422938 · Ardagh · L4N 3K2

3+23OwnerOccupied1100-1500 ft²Detached2-car Attached19d$638/ft²Lot 40.6 x 113.5 ft$5,407 tax/yr

11% above market · 19 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Professionally Renovated Spectacular Dream Bungalow Nestled On A Quiet Street In Prestigious Ardagh Bluffs. Meticulously Maintained And Offering A Perfect Blend Of Luxury, Comfort, And Family Living. Featuring Freshly Painted Interiors, Renovated Flooring, And An Updated Kitchen With Modern Countertops, This Stunning Home Showcases Elegant Finishes And Exceptional Pride Of Ownership Throughout. Spacious Professionally Finished Basement Featuring Pot Lights, Custom Fireplace, Built-In Entertainme…

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Property details

MLS#: S13422938
Status: Buy Now
Beds: 3+2
Baths: 3 full, 0 half
Size: 1100-1500
Style: Bungalow
Type: Detached
Year built: —

Roof: Shingles
Foundation: Concrete

Fireplace features: Natural Gas

Garage: 2-car Attached
Garage spaces: 2
Parking: 6 total
Lot: 40.55 × 113.45
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Brick
Fronting on: South
Cross street: Ardagh Rd / Mapletone Ave
Basement: Finished
Stories: —
Utilities: —
Laundry: —
Interior: Carpet Free, Primary Bedroom - Main Floor
Parking features: —

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Main	Living Room	5.56m × 8.89m
Main	Dining Room	5.56m × 8.89m
Main	Kitchen	4.95m × 5.56m
Main	Breakfast	2.59m × 5.21m
Main	Primary Bedroom	4.83m × 4.95m
Main	Bedroom 2	2.59m × 5.21m
Main	Bedroom 3	4.95m × 6.45m
Basement	Recreation	5.38m × 7.62m
Basement	Bedroom 4	5.56m × 6.78m
Basement	Bedroom 5	5.56m × 5.84m
Basement	Laundry	2.48m × 4.32m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: NORTH 2 SOUTH REALTY

Source: TRREB/PROPTX · MLS® S13422938

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$830K

21 Black Ash Trail · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $830,000✓ $5,407 tax✓ Gas✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,285/mo

incl. closing costs (yr 1)

Annual total

$75,419

year 1

Mortgage only

$3,149/mo

principal + interest

Beyond mortgage

$1,588/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$166,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$451/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$8,300/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$13,075

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)50% $37,785/yr

Property taxes25% $18,482/yr

Utilities6% $4,152/yr

Insurance & security2% $1,600/yr

Maintenance11% $8,300/yr

Closing costs7% $5,100/yr

Mortgage is 50% of your true cost of ownership. The other 50% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$37,785	$3,149/mo
Government & taxes
Property tax	$5,407	$451/mo
Land transfer tax(closing)	$13,075	$1,090/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$8,300	$692/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$75,419	$6,285/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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21 Black Ash Trail

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs