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$630K · 2+2 bed Detached · South Shore, Barrie | MyPropertyScout

$629,900

209 Cliff Road

20 DOM

2+2220d

Map

⚡ Insider Deal

DOM 20

PoolEstate Sale

$629,900

DOM20days

209 Cliff Road

Barrie · Ontario L4N 3X5

MLS® S13415012 · South Shore · L4N 3X5

2+22OwnerOccupied1500-2000 ft²DetachedNonePool20d$360/ft²Lot 49.8 x 161.4 ft< .50 ac$5,111 tax/yrBuilt 195175 yrs old

20 days on market

About this home

Bright and spacious family home ideally located within walking distance to Minet's Point and Barrie's scenic Waterfront Heritage Trails. Large windows throughout fill the home with natural light. The welcoming entry leads to a front living room overlooking the yard, while the bright kitchen andfamily room offer a walkout to a generous backyard deck built around an above-ground pool-perfect for entertaining. The separate dining room features a cozy wood stove.The main level includes a generous pr…

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Property details

MLS#: S13415012
Status: Buy Now
Beds: 2+2
Baths: 2 full, 0 half
Size: 1500-2000
Style: Bungalow
Type: Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Concrete
Other structures: Shed
Property features: Lake/Pond, Beach, Marina, Park

Fireplaces: 2
Fireplace features: Natural Gas, Living Room, Rec Room

Garage: None
Garage spaces: 0
Parking: 2 total
Lot: 49.83 × 161.37
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: Yes
Waterfront: No
Exterior: Stone, Aluminum Siding · Deck, Porch
Fronting on: South
Cross street: Brennan Ave & Hurst Drive
Basement: Finished
Stories: —
Utilities: —
Laundry: —
Interior: Primary Bedroom - Main Floor, Water Heater
Parking features: Private Double

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room dimensions are not available for this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: ROYAL LEPAGE MEADOWTOWNE REALTY

Source: TRREB/PROPTX · MLS® S13415012

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$630K

209 Cliff Road · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $629,900✓ $5,111 tax✓ Gas✓ 1500-2000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,032/mo

incl. closing costs (yr 1)

Annual total

$60,389

year 1

Mortgage only

$2,390/mo

principal + interest

Beyond mortgage

$1,428/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$125,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$426/mo

Utilities

Hydro / electricity$123/mo

≈ $0.07/ft² × ~1,750 ft² · ON avg ~$123/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,299/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$9,073

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)47% $28,676/yr

Property taxes23% $14,184/yr

Utilities8% $4,530/yr

Insurance & security3% $1,600/yr

Maintenance10% $6,299/yr

Closing costs8% $5,100/yr

Mortgage is 47% of your true cost of ownership. The other 53% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$28,676	$2,390/mo
Government & taxes
Property tax	$5,111	$426/mo
Land transfer tax(closing)	$9,073	$756/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,470	$123/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,299	$525/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$60,389	$5,032/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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209 Cliff Road

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs