$2.70M · 3 bed Detached · North Shore, Barrie

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About this home

Nestled on one of Shanty Bay's most prestigious waterfront streets, this exceptional custom-built home offers luxury living in one of Simcoe County's most sought-after communities. Featuring over 4,700 sq. ft. of finished above-grade living space, the home showcases quality craftsmanship, timeless design, and outstanding attention to detail throughout.The professionally landscaped grounds create a private outdoor retreat with a waterfall pond, perennial gardens, stamped concrete patios, gazebo,…

Property details

MLS#

S13343102

Status

Buy Now

Beds

Baths

4 full, 0 half

Size

3500-5000

Style

2-Storey

Type

Detached

Year built

—

Roof: Asphalt Shingle
Foundation: Poured Concrete
Other structures: Garden Shed, Gazebo
Property features: Lake/Pond

Fireplaces: 3
Fireplace features: Electric, Wood, Natural Gas

Garage: 3-car Attached
Garage spaces: 3
Parking: 8 total
Lot: 80.27 × 248.19
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Stucco (Plaster), Stone · Landscaped, Patio
Fronting on: West
Cross street: Barrie Terr/Georgina Dr
Basement: Unfinished, Full
Stories: —
Utilities: —
Laundry: —
Interior: None
Parking features: Private Triple

Level	Room	Dimensions
Main	Kitchen	3.7m × 7.02m
Main	Dining Room	4.26m × 5.48m
Main	Great Room	5.62m × 8.81m
Main	Sunroom	4.26m × 5.48m
Main	Primary Bedroom	5.16m × 5.83m
Main	Laundry	2.41m × 2.68m
Second	Exercise Room	5.87m × 7.18m
Second	Bedroom	3.87m × 5.89m
Second	Bedroom	4.46m × 5.88m

Level

Room

Dimensions

Main

Kitchen

3.7m × 7.02m

Main

Dining Room

4.26m × 5.48m

Main

Great Room

5.62m × 8.81m

Main

Sunroom

4.26m × 5.48m

Main

Primary Bedroom

5.16m × 5.83m

Main

Laundry

2.41m × 2.68m

Second

Exercise Room

5.87m × 7.18m

Second

Bedroom

3.87m × 5.89m

Second

Bedroom

4.46m × 5.88m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $2,699,000✓ $12,837 tax✓ Gas✓ 3500-5000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$19,165/mo

incl. closing costs (yr 1)

Annual total

$229,977

year 1

Mortgage only

$10,239/mo

principal + interest

Beyond mortgage

$3,971/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$539,800

20%+ required — no CMHC insurance on $1.5M+ homes

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$1,070/mo

Utilities

Hydro / electricity$298/mo

≈ $0.07/ft² × ~4,250 ft² · ON avg ~$298/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$26,990/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$53,950

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)53% $122,870/yr

Property taxes29% $66,787/yr

Utilities3% $6,630/yr

Insurance & security1% $1,600/yr

Maintenance12% $26,990/yr

Closing costs2% $5,100/yr

Mortgage is 53% of your true cost of ownership. The other 47% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$122,870	$10,239/mo
Government & taxes
Property tax	$12,837	$1,070/mo
Land transfer tax(closing)	$53,950	$4,496/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$3,570	$298/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$26,990	$2,249/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$229,977	$19,165/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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6 Georgina Drive

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Annual costs