$475K · 3 bed Condo Apartment · Ardagh, Barrie

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About this home

Welcome to7-237 Ferndale Dr S! Conveniently located in the heart of Ardagh in South Barrie with no rear neighbors, this bright and modern condo offers ample space for a young family looking to establish roots in one of Barrie's best neighborhoods, along with the convenience of condo living. Featuring 3 bedrooms and 2bathrooms, natural light pours into the home, creating a warm and spacious atmosphere. Enjoy a newly renovated modern kitchen complete with new stainless steel appliances (2024) New…

Property details

MLS#

S13242532

Status

Conditionally Sold

Property class

Residential Condo & Other

Beds

Baths

2 full, 0 half

Rooms

Kitchens

Size

1000-1199Exact finished sqft not on MLS feed (often MPAC-only on broker systems)

Basement

None

Style

2-Storey

Type

Condo Apartment

Year built

2003

Occupancy: Owner Occupied
Washrooms: 2 pc · Main; 4 pc · Second
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Roof: Asphalt Shingle
Foundation: Poured Concrete
Property features: Arts Centre, Beach, Golf, Hospital, Library, Other

Condo corp #: 274
Balcony: None
Locker: None
Association amenities: BBQs Allowed, Visitor Parking
Fees include: Building Insurance Included, Common Elements Included, Parking Included, Water Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Ferndale Drive S
Stories: 1
Utilities: —
Laundry: In-Suite Laundry
Interior: Other
Parking features: Other

Level	Room	Dimensions
Main	Kitchen	2.92m × 2.64m
Main	Living Room	4.11m × 8.1m
Main	Utility Room	—
Main	Bathroom	—
Second	Primary Bedroom	3.2m × 5.56m
Second	Bedroom 2	2.59m × 4.11m
Second	Bedroom 3	2.59m × 4.04m
Second	Bathroom	—

Level

Room

Dimensions

Main

Kitchen

2.92m × 2.64m

Main

Living Room

4.11m × 8.1m

Main

Utility Room

—

Main

Bathroom

—

Second

Primary Bedroom

3.2m × 5.56m

Second

Bedroom 2

2.59m × 4.11m

Second

Bedroom 3

2.59m × 4.04m

Second

Bathroom

—

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $474,900✓ $2,640 tax✓ Gas✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,215/mo

incl. closing costs (yr 1)

Annual total

$50,580

year 1

Mortgage only

$1,802/mo

principal + interest

Beyond mortgage

$1,457/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$94,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$220/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,749/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$34/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,973

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)43% $21,619/yr

Property taxes17% $8,613/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,749/yr

Condo fees10% $4,938/yr

Closing costs10% $5,100/yr

Mortgage is 43% of your true cost of ownership. The other 57% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$21,619	$1,802/mo
Government & taxes
Property tax	$2,640	$220/mo
Land transfer tax(closing)	$5,973	$498/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,749	$396/mo
Condo fees
Condo / HOA fees	$4,938	$412/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$50,580	$4,215/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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