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$899K · 3+1 bed Condo Apartment · City Centre, Barrie | MyPropertyScout

$899,000

Unit 3202

26 DOM

3+1326d

Map

DOM 26

$899,000

F●●○○○DOM26days

Unit 3202

39 Mary Street · Barrie · Ontario L4N 1S9

MLS® S13239336 · City Centre · L4N 1S9

3+13OwnerOccupied1000-1199 ft²Condo Apartment1-car Underground26d$818/ft²$0 tax/yrBuilt 20233 yrs old

29% above market · regional est. · 26 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Top 5 Reasons You Will Love This Condo: 1) Experience elevated living in this brand-new 2025-built lower penthouse suite featuring soaring 10' ceilings, floor-to-ceiling windows, and an abundance of natural light throughout, delivering premium turn-key luxury living 2) Spectacular northwest corner exposure delivering breathtaking sunsets and partial views of beautiful Lake Simcoe, while the bright and airy layout creates the perfect atmosphere to relax and unwind 3) Unbeatable downtown Barrie lo…

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Property details

MLS#: S13239336
Status: Buy Now
Beds: 3+1
Baths: 3 full, 0 half
Size: 1000-1199
Style: Apartment
Type: Condo Apartment
Year built: —

Roof: Asphalt Shingle
Foundation: Concrete
Property features: Lake/Pond, Library, Park, Public Transit

Condo corp #: 525
Balcony: Open
Locker: Owned
Association amenities: Exercise Room, Sauna, Guest Suites
Fees include: Building Insurance Included, Common Elements Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Fan Coil
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick Veneer
Fronting on: —
Cross street: Dunlop St W/Mary St
Basement: None
Stories: 2
Utilities: —
Laundry: In-Suite Laundry
Interior: None
Parking features: None

Rooms

Level	Room	Dimensions
Main	Kitchen	2.64m × 3.17m
Main	Living Room	3.11m × 3.78m
Main	Den	2.02m × 2.18m
Main	Primary Bedroom	3.14m × 4.71m
Main	Bedroom	3.18m × 3.23m
Main	Bedroom	2.66m × 2.88m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: FARIS TEAM REAL ESTATE BROKERAGE

Source: TRREB/PROPTX · MLS® S13239336

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$899K

Unit 3202 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $899,000✓ $0 tax✓ Gas✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,965/mo

incl. closing costs (yr 1)

Annual total

$83,575

year 1

Mortgage only

$3,411/mo

principal + interest

Beyond mortgage

$1,891/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$179,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$0/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$8,990/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$59/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$14,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)49% $40,926/yr

Property taxes17% $14,455/yr

Utilities5% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance11% $8,990/yr

Condo fees10% $8,544/yr

Closing costs6% $5,100/yr

Mortgage is 49% of your true cost of ownership. The other 51% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$40,926	$3,411/mo
Government & taxes
Land transfer tax(closing)	$14,455	$1,205/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$8,990	$749/mo
Condo fees
Condo / HOA fees	$8,544	$712/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$83,575	$6,965/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 3202

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs