Loading neighbourhood intel…

$439K · 2 bed Condo Townhouse · Horseshoe Valley, Oro-Medonte | MyPropertyScout

$439,000

Unit 2014/15

27 DOM

2227d

Map

DOM 27

$439,000

B●●○○○DOM27days

Unit 2014/15

90 Highland Drive · Oro-Medonte · Ontario L0L 2X0

MLS® S13234964 · Horseshoe Valley · L0L 2X0

22Vacant1200-1399 ft²Condo TownhouseNone27d$338/ft²$2,108 tax/yrBuilt 200323 yrs old

5% below market · regional est. · 27 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Tucked away in the heart of Horseshoe Valley, this unique property at 90 Highland Drive delivers the ultimate blend of lifestyle and income potential. Set in a four-season resort environment, it offers a true escape from the city while opening the door to strong short-term rental opportunities year-round. Step inside to a private vestibule-style entry leading to two separate living spaces. The main suite features a bright, sun-filled layout with wraparound windows and breathtaking sunrise views…

Reserved · coming next

MyPropertyScout exclusive

Reserve your Home Buyers Package

Could save you thousands on this purchase — closing strategy, negotiation & rebate.

MyStreetValue™ Analysis

Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →

Property details

MLS#: S13234964
Status: Buy Now
Beds: 2
Baths: 2 full, 0 half
Size: 1200-1399
Style: 1 Storey/Apt
Type: Condo Townhouse
Year built: —

Condo corp #: 491
Balcony: Terrace
Locker: Owned
Fees include: Common Elements Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Shingle, Wood
Fronting on: —
Cross street: Line 3 N & Highland Drive
Basement: None
Stories: 1
Utilities: —
Laundry: In-Suite Laundry
Interior: Carpet Free, Guest Accommodations, Primary Bedroom - Main Floor
Parking features: Surface

Rooms

Level	Room	Dimensions
Main	Kitchen	—
Main	Primary Bedroom	—
Main	Bedroom 2	—
Main	Living Room	—

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX REALTY ENTERPRISES INC.

Source: TRREB/PROPTX · MLS® S13234964

Do you own a home in Oro-Medonte?

Find out what it's worth — and what you'd walk away with after mortgage, commission and fees.

Get My StreetValue™ →

$439K

Unit 2014/15 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $439,000✓ $2,108 tax✓ Gas✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,676/mo

incl. closing costs (yr 1)

Annual total

$56,115

year 1

Mortgage only

$1,665/mo

principal + interest

Beyond mortgage

$2,115/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$87,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$176/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,390/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$95/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,255

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)36% $19,985/yr

Property taxes13% $7,363/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance8% $4,390/yr

Condo fees24% $13,716/yr

Closing costs9% $5,100/yr

Mortgage is 36% of your true cost of ownership. The other 64% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$19,985	$1,665/mo
Government & taxes
Property tax	$2,108	$176/mo
Land transfer tax(closing)	$5,255	$438/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,390	$366/mo
Condo fees
Condo / HOA fees	$13,716	$1,143/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$56,115	$4,676/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

Unlock Insider Deals

Sign in

Unit 2014/15

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

Request a Showing

Request a Showing

Annual costs