$469K · 2 bed Condo Apartment · Collingwood, Collingwood

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23 Dawson Drive

Collingwood · Ontario L9Y 5B4

MLS® S13221008 · Collingwood · L9Y 5B4

22OwnerOccupied700-799 ft²Condo ApartmentNone29d$626/ft²$1,650 tax/yr

1% below market · 29 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Pride of ownership can be seen in this 2 bedroom 2 bathroom condo at Living Stone. Open concept unit features newer flooring and a large south facing balcony, overlooking a greenspace. Recent upgrades include exterior doors and windows. Living Stone, (formerly Cranberry) is located close to Collingwood's waterfront and business district and a short ten minute drive to Blue Mountain. This unit is ideal for full time living or can be the perfect 'weekend' retreat.

Property details

MLS#

S13221008

Status

Buy Now

Beds

Baths

2 full, 0 half

Size

700-799

Style

Apartment

Type

Condo Apartment

Year built

—

Condo corp #: 242
Balcony: Open
Locker: Exclusive
Fees include: Common Elements Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Baseboard
Heating fuel: Electric
Cooling: None
Fireplaces: —
Waterfront: No
Exterior: Wood
Fronting on: —
Cross street: Dawson and Harbour
Basement: None
Stories: 2
Utilities: —
Laundry: In-Suite Laundry
Interior: Separate Heating Controls, Storage Area Lockers
Parking features: —

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $469,000✓ $1,650 tax✓ Electric✓ 700-799 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,123/mo

incl. closing costs (yr 1)

Annual total

$49,474

year 1

Mortgage only

$1,779/mo

principal + interest

Beyond mortgage

$1,397/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$93,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$138/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~750 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,690/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$47/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,855

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)43% $21,351/yr

Property taxes15% $7,505/yr

Utilities5% $2,460/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,690/yr

Condo fees14% $6,768/yr

Closing costs10% $5,100/yr

Mortgage is 43% of your true cost of ownership. The other 57% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$21,351	$1,779/mo
Government & taxes
Property tax	$1,650	$138/mo
Land transfer tax(closing)	$5,855	$488/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,690	$391/mo
Condo fees
Condo / HOA fees	$6,768	$564/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$49,474	$4,123/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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23 Dawson Drive

About this home

MyStreetValue™ Analysis

Property details

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Annual costs