$529K · 1 bed Condo Apartment · City Centre, Barrie

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About this home

Welcome to The Nautica-where modern comfort meets everyday convenience in the heart of Barrie. Ideally located with easy access to Highway 400, the Allandale Waterfront GO Station, public transit, schools, shopping, parks, walking trails, beaches, and the scenic Kempenfelt Bay, this residence is perfect for commuters and those who value nearby amenities. This beautifully updated, owner-occupied 848 sq ft unit features a renovated bathroom (2025) and a stylish kitchen complete with brand-new Whir…

Property details

MLS#

S13174446

Status

Buy Now

Beds

Baths

1 full, 0 half

Size

800-899

Style

Apartment

Type

Condo Apartment

Year built

—

Foundation: Concrete
Property features: Beach, Clear View, Hospital, Lake/Pond, Marina, Park

View: Bay, Beach

Condo corp #: 360
Balcony: Open
Locker: Owned
Association amenities: Game Room, Guest Suites, Gym, Indoor Pool, Party Room/Meeting Room, Rooftop Deck/Garden
Fees include: Heat Included, Water Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Concrete
Fronting on: —
Cross street: Victoria/Ellen
Basement: None
Stories: 15
Utilities: —
Laundry: In-Suite Laundry
Interior: Storage Area Lockers
Parking features: Underground

Level	Room	Dimensions
Flat	Kitchen	3.05m × 3.69m
Flat	Living Room	5.42m × 4.26m
Flat	Bedroom	3.62m × 3.44m
Flat	Bathroom	—

Level

Room

Dimensions

Flat

Kitchen

3.05m × 3.69m

Flat

Living Room

5.42m × 4.26m

Flat

Bedroom

3.62m × 3.44m

Flat

Bathroom

—

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $529,000✓ $4,207 tax✓ Gas✓ 800-899 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,840/mo

incl. closing costs (yr 1)

Annual total

$58,079

year 1

Mortgage only

$2,007/mo

principal + interest

Beyond mortgage

$1,787/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$105,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$351/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~850 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,290/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$47/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$7,055

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)41% $24,082/yr

Property taxes19% $11,262/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $5,290/yr

Condo fees12% $6,785/yr

Closing costs9% $5,100/yr

Mortgage is 41% of your true cost of ownership. The other 59% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$24,082	$2,007/mo
Government & taxes
Property tax	$4,207	$351/mo
Land transfer tax(closing)	$7,055	$588/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,290	$441/mo
Condo fees
Condo / HOA fees	$6,785	$565/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$58,079	$4,840/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Annual costs