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$489K · 1 bed Condo Apartment · Collingwood, Collingwood | MyPropertyScout

$489,000

Unit 402

45 DOM

1145d

Map

DOM 45

$489,000

C●●●○○DOM45days

Unit 402

1 Hume Street · Collingwood · Ontario L9Y 0X3

MLS® S13138558 · Collingwood · L9Y 0X3

11OwnerOccupied600-699 ft²Condo Apartment1-car Underground45d$753/ft²$2,139 tax/yr

3% above market · 45 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome to Monaco in the heart of Collingwood-more than just an upscale condo, it's a welcoming community known for its strong sense of connection and active social lifestyle. Residents enjoy a vibrant calendar of events organized by a dedicated committee, from euchre and trivia nights to boat cruises, movie previews, and casual meet-and-greets-all while supporting local charities. Unit 402 (Ercole model) offers 645 sq. ft. of thoughtfully designed living space, featuring 1 bedroom, 1 full bath…

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Property details

MLS#: S13138558
Status: Buy Now
Beds: 1
Baths: 1 full, 0 half
Size: 600-699
Style: 1 Storey/Apt
Type: Condo Apartment
Year built: —

Roof: Flat

Condo corp #: 500
Balcony: Open
Locker: Exclusive
Fees include: Common Elements Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick Veneer, Stucco (Plaster)
Fronting on: —
Cross street: Corner of Hume & Hurontario
Basement: None
Stories: 4
Utilities: —
Laundry: In-Suite Laundry
Interior: Primary Bedroom - Main Floor, Storage Area Lockers
Parking features: Underground

Rooms

Level	Room	Dimensions
Main	Kitchen	2.36m × 3.05m
Main	Primary Bedroom	3.1m × 3.35m
Main	Other	3.28m × 6.6m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX Four Seasons Realty Limited

Source: TRREB/PROPTX · MLS® S13138558

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$489K

Unit 402 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $489,000✓ $2,139 tax✓ Gas✓ 600-699 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,440/mo

incl. closing costs (yr 1)

Annual total

$53,282

year 1

Mortgage only

$1,855/mo

principal + interest

Beyond mortgage

$1,605/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$97,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$178/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~650 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,890/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$49/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,255

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)42% $22,261/yr

Property taxes16% $8,394/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,890/yr

Condo fees13% $7,077/yr

Closing costs10% $5,100/yr

Mortgage is 42% of your true cost of ownership. The other 58% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$22,261	$1,855/mo
Government & taxes
Property tax	$2,139	$178/mo
Land transfer tax(closing)	$6,255	$521/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,890	$408/mo
Condo fees
Condo / HOA fees	$7,077	$590/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$53,282	$4,440/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 402

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs