$620K · 3 bed Condo Townhouse · Collingwood, Collingwood

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About this home

Bright & Private END UNIT Backing onto Greenspace. Welcome to 14 Winters Crescent, a rare end-unit in the desirable Waterstone condominium community. This 3-BEDROOM- 3 BATHROOM townhouse is made to stand out with its private west-facing location, backing directly onto green space, offering sunsets and a true connection to nature. Inside, enjoy extra windows exclusive to end units, which add even more light to an open-concept living space. The main-floor walkout leads to a WALKOUT ELEVATED DECK…

Property details

MLS#

S13101772

Status

Buy Now

Beds

Baths

3 full, 0 half

Size

1400-1599

Style

3-Storey

Type

Condo Townhouse

Year built

—

Roof: Asphalt Shingle
Foundation: Concrete
Property features: Golf, Greenbelt/Conservation, Public Transit, Skiing

View: Trees/Woods

Building name: Waterstone
Condo corp #: 508
Balcony: Open
Locker: None
Association amenities: BBQs Allowed, Visitor Parking
Fees include: Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Attached
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Stucco (Plaster), Wood · Deck, Year Round Living, Recreational Area, Patio, Backs On Green Belt
Fronting on: —
Cross street: Cranberry Trail E to Dawson to Winters Cres
Basement: None
Stories: 1
Utilities: —
Laundry: Laundry Closet, In-Suite Laundry
Interior: Central Vacuum, ERV/HRV, Water Heater
Parking features: Private

Level	Room	Dimensions
Second	Kitchen	3.352m × 3.048m
Second	Living Room	4.19m × 3.73m
Second	Dining Room	6.43m × 3m
Third	Primary Bedroom	4.15m × 3.51m
Third	Bedroom	3.48m × 3.2m
Main	Bedroom 2	2.59m × 2.87m

Level

Room

Dimensions

Second

Kitchen

3.352m × 3.048m

Second

Living Room

4.19m × 3.73m

Second

Dining Room

6.43m × 3m

Third

Primary Bedroom

4.15m × 3.51m

Third

Bedroom

3.48m × 3.2m

Main

Bedroom 2

2.59m × 2.87m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $619,980✓ $3,581 tax✓ Gas✓ 1400-1599 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,056/mo

incl. closing costs (yr 1)

Annual total

$60,675

year 1

Mortgage only

$2,352/mo

principal + interest

Beyond mortgage

$1,506/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$123,996

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$298/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,500 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,200/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$22/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$8,875

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)47% $28,224/yr

Property taxes21% $12,456/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance10% $6,200/yr

Condo fees5% $3,134/yr

Closing costs8% $5,100/yr

Mortgage is 47% of your true cost of ownership. The other 53% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$28,224	$2,352/mo
Government & taxes
Property tax	$3,581	$298/mo
Land transfer tax(closing)	$8,875	$740/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,200	$517/mo
Condo fees
Condo / HOA fees	$3,134	$261/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$60,675	$5,056/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Annual costs