$515K · 3 bed Condo Townhouse · Collingwood, Collingwood

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About this home

Welcome to this beautiful three-bedroom, three-bathroom home backing directly onto the golf course in one of Collingwood's most sought-after communities-just in time to enjoy the best of summer living. Meticulously maintained, this property offers a bright and spacious open-concept main floor featuring a cozy gas fireplace and a seamless living, dining, and kitchen area, all overlooking the serene, forested fairway of Cranberry Golf Course.Upstairs, you'll find three generously sized bedrooms, i…

Property details

MLS#

S13092428

Status

Buy Now

Beds

Baths

3 full, 0 half

Size

1000-1199

Style

2-Storey

Type

Condo Townhouse

Year built

—

Roof: Asphalt Shingle
Foundation: Poured Concrete, Slab
Property features: Golf, Lake Access, Marina, Public Transit, Skiing, Wooded/Treed

Fireplaces: 1
Fireplace features: Natural Gas

View: Forest

Condo corp #: 247
Balcony: Open
Locker: Ensuite
Association amenities: BBQs Allowed, Outdoor Pool, Visitor Parking
Fees include: Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Waterfront: No
Exterior: Aluminum Siding
Fronting on: —
Cross street: Hwy 26 West to Cranberry Trail, left to Sundial Court
Basement: None
Stories: 1
Utilities: —
Laundry: Ensuite
Interior: Water Heater Owned
Parking features: Other

Level	Room	Dimensions
Main	Living Room	14.5m × 19.6m
Main	Dining Room	8.3m × 9m
Main	Kitchen	8.11m × 11.8m
Second	Bedroom	9.3m × 9.5m
Second	Bedroom	8.3m × 9.11m
Second	Primary Bedroom	10.11m × 12.6m
Main	Bathroom	4.1m × 5m
Second	Bathroom	5.6m × 7.6m
Second	Bathroom	5m × 9m

Level

Room

Dimensions

Main

Living Room

14.5m × 19.6m

Main

Dining Room

8.3m × 9m

Main

Kitchen

8.11m × 11.8m

Second

Bedroom

9.3m × 9.5m

Second

Bedroom

8.3m × 9.11m

Second

Primary Bedroom

10.11m × 12.6m

Main

Bathroom

4.1m × 5m

Second

Bathroom

5.6m × 7.6m

Second

Bathroom

5m × 9m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $514,900✓ $2,549 tax✓ Gas✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,600/mo

incl. closing costs (yr 1)

Annual total

$55,201

year 1

Mortgage only

$1,953/mo

principal + interest

Beyond mortgage

$1,624/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$102,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$212/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,149/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$46/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,773

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)42% $23,440/yr

Property taxes17% $9,322/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $5,149/yr

Condo fees12% $6,630/yr

Closing costs9% $5,100/yr

Mortgage is 42% of your true cost of ownership. The other 58% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$23,440	$1,953/mo
Government & taxes
Property tax	$2,549	$212/mo
Land transfer tax(closing)	$6,773	$564/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,149	$429/mo
Condo fees
Condo / HOA fees	$6,630	$552/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$55,201	$4,600/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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43 SUNDIAL Court

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