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$466K · 1 bed Condo Apartment · Penetanguishene, Penetanguishene | MyPropertyScout

$465,900

Unit 402

55 DOM

1155d

Map

DOM 55

$465,900

A●●○○○DOM55days

Unit 402

White Sands · 11 Beck Boulevard · Penetanguishene · Ontario L9M 2G1

MLS® S13089582 · Penetanguishene · L9M 2G1

11OwnerOccupied800-899 ft²Condo ApartmentNone55d$548/ft²$2,579 tax/yr

12% below market · regional est. · 55 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Live Above It All with an Unbeatable View! Welcome to this top-floor White Sands Condo, where every window frames stunning westerly vistas of Georgian Bay and Penetanguishene Harbour. Imagine relaxing on your private, 120 sq ft walk-out terrace as the sun sets over the water-year-round. This beautifully maintained, updated unit offers maintenance-free, single-level living with an open-concept layout designed for comfort and ease: The modern kitchen is perfect for cooking and entertaining, a spac…

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Property details

MLS#: S13089582
Status: Buy Now
Beds: 1
Baths: 1 full, 0 half
Size: 800-899
Style: 1 Storey/Apt
Type: Condo Apartment
Year built: —

Roof: Flat
Foundation: Concrete
Property features: Beach, Marina, Park, Public Transit

Fireplaces: 1
Fireplace features: Living Room, Natural Gas

View: Water

Water view: Direct

Building name: White Sands
Condo corp #: 209
Balcony: Open
Locker: Ensuite
Association amenities: Visitor Parking, Elevator, Rooftop Deck/Garden
Fees include: Water Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Exterior: Brick · Landscaped, Controlled Entry
Fronting on: —
Cross street: Main St/Beck Blvd
Basement: None
Stories: 4
Utilities: —
Laundry: In-Suite Laundry
Interior: None
Parking features: Surface

Additional listing data

ListAOR: One Point Association of REALTORS

Rooms

Level	Room	Dimensions
Main	Living Room	4.57m × 4.7m
Main	Dining Room	4.57m × 2.04m
Main	Kitchen	2.9m × 2.89m
Main	Primary Bedroom	3.38m × 5.06m
Main	Utility Room	2.37m × 3.02m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: Real Broker Ontario Ltd.

Source: TRREB/PROPTX · MLS® S13089582

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$466K

Unit 402 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $465,900✓ $2,579 tax✓ Gas✓ 800-899 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,294/mo

incl. closing costs (yr 1)

Annual total

$51,530

year 1

Mortgage only

$1,767/mo

principal + interest

Beyond mortgage

$1,586/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$93,180

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$215/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~850 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,659/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$46/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,793

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)41% $21,210/yr

Property taxes16% $8,372/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,659/yr

Condo fees13% $6,630/yr

Closing costs10% $5,100/yr

Mortgage is 41% of your true cost of ownership. The other 59% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$21,210	$1,767/mo
Government & taxes
Property tax	$2,579	$215/mo
Land transfer tax(closing)	$5,793	$483/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,659	$388/mo
Condo fees
Condo / HOA fees	$6,630	$552/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$51,530	$4,294/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 402

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs