Loading neighbourhood intel…

$430K · 3 bed Condo Townhouse · Brechin, Ramara | MyPropertyScout

$429,900

Unit 18

32OwnerOccupied

Map

Waterfront

$429,900

A●●○○○

Unit 18

71 Laguna Parkway · Ramara · Ontario L0K 1B0

MLS® S13084740 · Brechin · L0K 1B0

32OwnerOccupied1400-1599 ft²Condo TownhouseNone$287/ft²$3,249 tax/yr

10% below market · regional est.

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Three Bedroom Waterfront End Unit Condominium/Townhouse in the Beautiful Community of Lagoon City with Direct Access to Lake Simcoe and the Trent Severn Waterways. Featuring Laminate Flooring throughout Main Floor, Broadloom throughout 2nd Floor, Propane Fireplace, Ductless AC with Heat Pump + Baseboard Heating, New Kitchen Cupboard Doors, Handles, Open Concept Living/Dining Combo Overlooking Canal with Walkout to Large Deck and Woodland View. Complex has Gazebo with Seating Area and Fire Bowl A…

Reserved · coming next

MyPropertyScout exclusive

Reserve your Home Buyers Package

Could save you thousands on this purchase — closing strategy, negotiation & rebate.

MyStreetValue™ Analysis

Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →

Property details

MLS#: S13084740
Status: Conditionally Sold
Beds: 3
Baths: 2 full, 0 half
Size: 1400-1599
Style: 2-Storey
Type: Condo Townhouse
Year built: —

Roof: Shingles
Foundation: Concrete
Property features: Beach, Lake Access, Marina, Rec./Commun.Centre, Waterfront, School Bus Route

Fireplace features: Propane

View: Canal, Trees/Woods

Waterfront: Yes
Water view: Direct
Water body: Lake Simcoe
Shoreline: Mixed, Soft Bottom
Waterfront features: Canal Front, Trent System

Condo corp #: 81
Balcony: None
Locker: Exclusive
Association amenities: BBQs Allowed, Visitor Parking
Fees include: Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Baseboard
Heating fuel: Electric
Cooling: Other
Exterior: Vinyl Siding · Deck, Year Round Living, Recreational Area
Fronting on: —
Cross street: Simcoe Road/Laguna Parkway
Basement: Crawl Space
Stories: 1
Utilities: —
Laundry: Sink, Laundry Room
Interior: Water Heater Owned
Parking features: Surface

Rooms

Level	Room	Dimensions
Main	Kitchen	2.43m × 2.65m
Main	Living Room	4.87m × 4.57m
Main	Dining Room	4.87m × 4.57m
Main	Bedroom 3	3.66m × 3.38m
Second	Primary Bedroom	3.78m × 4.57m
Second	Bedroom 2	3.72m × 3.96m
Second	Laundry	2.13m × 2.62m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: CENTURY 21 B.J. ROTH REALTY LTD.

Source: TRREB/PROPTX · MLS® S13084740

Do you own a home in Ramara?

Find out what it's worth — and what you'd walk away with after mortgage, commission and fees.

Get My StreetValue™ →

$430K

Unit 18 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $429,900✓ $3,249 tax✓ Electric✓ 1400-1599 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,141/mo

incl. closing costs (yr 1)

Annual total

$49,692

year 1

Mortgage only

$1,631/mo

principal + interest

Beyond mortgage

$1,629/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$85,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$271/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~1,500 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,299/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$58/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,073

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)39% $19,571/yr

Property taxes17% $8,322/yr

Utilities5% $2,460/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,299/yr

Condo fees17% $8,340/yr

Closing costs10% $5,100/yr

Mortgage is 39% of your true cost of ownership. The other 61% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$19,571	$1,631/mo
Government & taxes
Property tax	$3,249	$271/mo
Land transfer tax(closing)	$5,073	$423/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,299	$358/mo
Condo fees
Condo / HOA fees	$8,340	$695/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$49,692	$4,141/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

Unlock Insider Deals

Sign in

Unit 18

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

Request a Showing

Request a Showing

Annual costs