$1.20M · 3 bed Condo Townhouse · Midland, Midland

Loading neighbourhood intel…

About this home

Welcome to waterfront living at its finest in the heart of Midland! This spacious and beautifully designed Cape Cod inspired condo townhouse in the prestigious Mundy's Harbour community offers an exceptional lifestyle on Georgian Bay. Featuring well over 2000+ sq/ft of living space, this 2-bedroom, 3-bathroom residence boasts a bright, open-concept layout ideal for both everyday living and entertaining. This unit has been remodeled with the most recent custom high-end finishings completed by awa…

Property details

MLS#

S13066734

Status

Buy Now

Beds

Baths

4 full, 0 half

Size

1600-1799

Style

2-Storey

Type

Condo Townhouse

Year built

—

Roof: Asphalt Shingle
Foundation: Concrete
Property features: Beach, Clear View, Marina, Waterfront, Lake/Pond

Fireplaces: 1
Fireplace features: Natural Gas

View: Bay, Lake, Marina, Panoramic, Water

Waterfront: Yes
Water view: Direct,Unobstructive
Water body: Georgian Bay
Water frontage: 497 ft
Shoreline: Deep
Waterfront features: Boat Slip, Dock, Seawall

Building name: Mundy's Harbour
Condo corp #: 304
Balcony: Open
Locker: None
Association amenities: Private Marina, Visitor Parking
Fees include: Building Insurance Included, Common Elements Included
Pets: Yes-with Restrictions

Garage: 1-car Detached
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Exterior: Aluminum Siding, Wood · Patio, Year Round Living
Fronting on: —
Cross street: Bayshore Dr/William St
Basement: Finished with Walk-Out
Stories: 1
Utilities: —
Laundry: Ensuite
Interior: Auto Garage Door Remote, Central Vacuum, Solar Tube, Storage
Parking features: Private

Level	Room	Dimensions
Main	Kitchen	3.3m × 3.7m
Main	Great Room	5.2m × 5.4m
Main	Dining Room	3.2m × 3.6m
Main	Study	3.3m × 3.5m
Upper	Primary Bedroom	3.6m × 5.8m
Upper	Bedroom 2	3.5m × 4.3m
Lower	Recreation	5.1m × 5.3m
Lower	Game Room	5.2m × 5.7m

Level

Room

Dimensions

Main

Kitchen

3.3m × 3.7m

Main

Great Room

5.2m × 5.4m

Main

Dining Room

3.2m × 3.6m

Main

Study

3.3m × 3.5m

Upper

Primary Bedroom

3.6m × 5.8m

Upper

Bedroom 2

3.5m × 4.3m

Lower

Recreation

5.1m × 5.3m

Lower

Game Room

5.2m × 5.7m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,195,000✓ $8,227 tax✓ Gas✓ 1600-1799 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$9,835/mo

incl. closing costs (yr 1)

Annual total

$118,022

year 1

Mortgage only

$4,533/mo

principal + interest

Beyond mortgage

$3,145/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$239,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$686/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,700 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$11,950/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$86/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$20,375

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)46% $54,402/yr

Property taxes24% $28,602/yr

Utilities3% $3,960/yr

Insurance & security1% $1,600/yr

Maintenance10% $11,950/yr

Condo fees11% $12,408/yr

Closing costs4% $5,100/yr

Mortgage is 46% of your true cost of ownership. The other 54% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$54,402	$4,533/mo
Government & taxes
Property tax	$8,227	$686/mo
Land transfer tax(closing)	$20,375	$1,698/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$11,950	$996/mo
Condo fees
Condo / HOA fees	$12,408	$1,034/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$118,022	$9,835/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

Unlock Insider Deals

Sign in

Unit 10

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

Request a Showing

Request a Showing

Annual costs