$550K · 2 bed Condo Townhouse · Midland, Midland

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About this home

'move in' ready, 5 year home. Just move in and enjoy. 60K in upgrades including Stainless steel appliances, home professionally painted, solid oak staircase leading to finished lower level with 2 piece bath. A beautiful SEMI-DETACHED style, (not townhouse style), with a main floor primary bedroom and 3 piece ensuite. Also located on the main floor is a 2 piece powder room. The second floor has another bedroom and 4 piece bathroom with an additional spacious room that can be used for an offic…

Property details

MLS#

S13040164

Status

Buy Now

Beds

Baths

4 full, 0 half

Size

1200-1399

Style

2-Storey

Type

Condo Townhouse

Year built

—

Roof: Asphalt Shingle
Foundation: Insulated Concrete Form
Property features: Golf, Hospital, Place Of Worship, Rec./Commun.Centre, Lake/Pond, Arts Centre

View: Forest

Water view: Obstructive
Water body: Little Lake

Condo corp #: 482
Balcony: None
Locker: None
Association amenities: BBQs Allowed, Visitor Parking
Fees include: Common Elements Included
Pets: Yes-with Restrictions

Garage: 1-car Detached
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Exterior: Cedar, Stone · Built-In-BBQ, Porch
Fronting on: —
Cross street: Hwy 12 and Hanson Rd
Basement: Finished
Stories: 1
Utilities: —
Laundry: In Basement
Interior: Air Exchanger, Floor Drain, Auto Garage Door Remote, Primary Bedroom - Main Floor, Carpet Free, ERV/HRV, Sewage Pump, Sump Pump, Water Meter, Water Heater
Parking features: Reserved/Assigned

Level	Room	Dimensions
Main	Living Room	3.68m × 3.56m
Main	Dining Room	3.5m × 2.19m
Main	Kitchen	2.65m × 3.65m
Main	Bedroom	3.5m × 3.078m
Second	Bedroom	4.11m × 3.87m

Level

Room

Dimensions

Main

Living Room

3.68m × 3.56m

Main

Dining Room

3.5m × 2.19m

Main

Kitchen

2.65m × 3.65m

Main

Bedroom

3.5m × 3.078m

Second

Bedroom

4.11m × 3.87m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $549,900✓ $5,217 tax✓ Gas✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,108/mo

incl. closing costs (yr 1)

Annual total

$61,298

year 1

Mortgage only

$2,086/mo

principal + interest

Beyond mortgage

$1,941/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$109,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$435/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,499/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$52/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$7,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)41% $25,034/yr

Property taxes21% $12,690/yr

Utilities6% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $5,499/yr

Condo fees12% $7,416/yr

Closing costs8% $5,100/yr

Mortgage is 41% of your true cost of ownership. The other 59% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$25,034	$2,086/mo
Government & taxes
Property tax	$5,217	$435/mo
Land transfer tax(closing)	$7,473	$623/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,499	$458/mo
Condo fees
Condo / HOA fees	$7,416	$618/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$61,298	$5,108/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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67 Discovery Trail

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