$675K · 2+2 bed Semi-Detached Condo · Collingwood, Collingwood

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About this home

Welcome to this beautifully appointed four-bedroom, three-bathroom semi-detached BUNGALOW ideally situated just steps from the Georgian Trail and Cranberry Golf Course. Thoughtfully updated, the home showcases wide-plank oak engineered wood flooring and elegant six-inch baseboards throughout the main level. The main floor offers a seamless open-concept layout, where the living, dining, and kitchen areas are enhanced by California shutters and extend effortlessly to a private deck-perfect for ind…

Property details

MLS#

S13034140

Status

Buy Now

Beds

2+2

Baths

3 full, 0 half

Size

1000-1199

Style

Bungalow

Type

Semi-Detached Condo

Year built

—

Roof: Asphalt Shingle
Foundation: Poured Concrete
Property features: Golf, Greenbelt/Conservation, Hospital, Library, Marina, Skiing

View: Garden

Condo corp #: 220
Balcony: None
Locker: None
Association amenities: BBQs Allowed, Outdoor Pool, Visitor Parking
Fees include: Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: 2-car Attached
Garage spaces: 2
Parking: 4 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Vinyl Siding · Deck, Lawn Sprinkler System, Recreational Area, Year Round Living
Fronting on: —
Cross street: Cranberry Trail West and Highway 26
Basement: Full, Finished
Stories: 1
Utilities: —
Laundry: In-Suite Laundry, Sink
Interior: Auto Garage Door Remote, Carpet Free, Central Vacuum, Floor Drain, Primary Bedroom - Main Floor, Storage, Water Heater Owned, Water Meter
Parking features: Surface

Level	Room	Dimensions
Main	Living Room	3.9m × 6.22m
Main	Dining Room	3.91m × 4.7m
Main	Kitchen	2.82m × 4.42m
Main	Primary Bedroom	3.77m × 5.13m
Main	Bedroom 2	2.72m × 3.72m
Lower	Family Room	5.56m × 6.49m
Lower	Bedroom 3	3.16m × 5.79m
Lower	Bedroom 4	2.2m × 3.75m
Lower	Utility Room	3.02m × 5.77m

Level

Room

Dimensions

Main

Living Room

3.9m × 6.22m

Main

Dining Room

3.91m × 4.7m

Main

Kitchen

2.82m × 4.42m

Main

Primary Bedroom

3.77m × 5.13m

Main

Bedroom 2

2.72m × 3.72m

Lower

Family Room

5.56m × 6.49m

Lower

Bedroom 3

3.16m × 5.79m

Lower

Bedroom 4

2.2m × 3.75m

Lower

Utility Room

3.02m × 5.77m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $675,000✓ $4,240 tax✓ Gas✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,836/mo

incl. closing costs (yr 1)

Annual total

$70,034

year 1

Mortgage only

$2,561/mo

principal + interest

Beyond mortgage

$1,986/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$135,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$353/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,750/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$53/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$9,975

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)44% $30,729/yr

Property taxes20% $14,215/yr

Utilities6% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance10% $6,750/yr

Condo fees11% $7,680/yr

Closing costs7% $5,100/yr

Mortgage is 44% of your true cost of ownership. The other 56% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$30,729	$2,561/mo
Government & taxes
Property tax	$4,240	$353/mo
Land transfer tax(closing)	$9,975	$831/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,750	$563/mo
Condo fees
Condo / HOA fees	$7,680	$640/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$70,034	$5,836/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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40 Barker Boulevard

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