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$445K · 3 bed Condo Townhouse · Ardagh, Barrie | MyPropertyScout

$444,999

Unit 13

32OwnerOccupied

Map

$444,999

F●●●○○

Unit 13

235 Ferndale Drive · Barrie · Ontario L4N 0T6

MLS® S13033860 · Ardagh · L4N 0T6

32OwnerOccupied1200-1399 ft²Condo TownhouseNone$342/ft²$2,739 tax/yr

17% above market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Amazing End-Unit Townhome in Very Desirable Ardagh * Welcome to this Beautifully Maintained 3 Br., 2 Washroom, 2 Parking End-Unit Townhome in one of Barrie's most Sought-after Neighborhood * This Bright, Open-concept main floor Features a Lg Kitchen w/ ample Cabinetry * Convenient Main Floor Laundry * Enjoy Seamless Indoor-Outdoor Living With a Walk-Out Private Backyard-Ideal For Relaxing & Entertaining * This Lower Unit offers added side-yard privacy and Easy Access To Children's Park and BBQ *…

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Property details

MLS#: S13033860
Status: Buy Now
Beds: 3
Baths: 2 full, 0 half
Size: 1200-1399
Style: Stacked Townhouse
Type: Condo Townhouse
Year built: —

Property features: Park, Public Transit

Condo corp #: 274
Balcony: None
Locker: Exclusive
Association amenities: BBQs Allowed, Bike Storage
Fees include: Building Insurance Included, Parking Included, Water Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Ardagh Rd & Ferndale Dr S.
Basement: None
Stories: 1
Utilities: —
Laundry: Ensuite
Interior: Storage, Other
Parking features: Surface

Rooms

Level	Room	Dimensions
Main	Living Room	4.71m × 4.04m
Main	Kitchen	2.62m × 5.76m
Main	Dining Room	2.7m × 2.92m
Second	Primary Bedroom	3.13m × 4.05m
Second	Bedroom 2	2.55m × 3.39m
Second	Bedroom 3	2.54m × 3.38m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: HOMELIFE EAGLE REALTY INC.

Source: TRREB/PROPTX · MLS® S13033860

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$445K

Unit 13 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $444,999✓ $2,739 tax✓ Gas✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,089/mo

incl. closing costs (yr 1)

Annual total

$49,073

year 1

Mortgage only

$1,688/mo

principal + interest

Beyond mortgage

$1,495/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$89,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$228/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,450/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$39/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,375

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)41% $20,258/yr

Property taxes17% $8,114/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,450/yr

Condo fees11% $5,591/yr

Closing costs10% $5,100/yr

Mortgage is 41% of your true cost of ownership. The other 59% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$20,258	$1,688/mo
Government & taxes
Property tax	$2,739	$228/mo
Land transfer tax(closing)	$5,375	$448/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,450	$371/mo
Condo fees
Condo / HOA fees	$5,591	$466/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$49,073	$4,089/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 13

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs