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$360K · 1 bed Condo Apartment · Ardagh, Barrie | MyPropertyScout

$359,990

Unit 204

11Vacant

Map

$359,990

A●●●○○

Unit 204

40 FERNDALE Drive · Barrie · Ontario L4N 2L3

MLS® S13019766 · Ardagh · L4N 2L3

11Vacant600-699 ft²Condo ApartmentNone$554/ft²$2,385 tax/yrBuilt 20188 yrs old

13% below market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome to this bright and spacious studio apartment, perfect for first-time buyers or downsizers seeking a low-maintenance lifestyle. Filled with natural light, the well-designed layout offers a seamless flow between the kitchen, living, and sleeping areas, along with a modern bathroom built for comfort. Step outside to your private balcony where you can barbecue or enjoy your morning coffee, and take advantage of the well-maintained building amenities. Ideally situated in a prime location, you…

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Property details

MLS#: S13019766
Status: Buy Now
Beds: 1
Baths: 1 full, 0 half
Size: 600-699
Style: 1 Storey/Apt
Type: Condo Apartment
Year built: —

Property features: Park, Place Of Worship, Public Transit, School, School Bus Route, Rec./Commun.Centre

Condo corp #: 413
Balcony: Enclosed
Locker: None
Association amenities: Elevator, Party Room/Meeting Room, Visitor Parking, BBQs Allowed, Playground
Fees include: Building Insurance Included, Parking Included, Water Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: ARDAGH RD TO FERNDALE DR S
Basement: None
Stories: 2
Utilities: —
Laundry: In-Suite Laundry
Interior: None
Parking features: Surface

Rooms

Level	Room	Dimensions
Main	Living Room	3.93m × 4.29m
Main	Kitchen	2.49m × 3.44m
Main	Bedroom	2.74m × 3.07m
Main	Bathroom	1.55m × 2.65m
Main	Laundry	1.55m × 1.73m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: CENTURY 21 B.J. ROTH REALTY LTD.

Source: TRREB/PROPTX · MLS® S13019766

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$360K

Unit 204 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $359,990✓ $2,385 tax✓ Gas✓ 600-699 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,423/mo

incl. closing costs (yr 1)

Annual total

$41,075

year 1

Mortgage only

$1,366/mo

principal + interest

Beyond mortgage

$1,276/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$71,998

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$199/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~650 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,600/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$29/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$3,875

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)40% $16,388/yr

Property taxes15% $6,260/yr

Utilities10% $3,960/yr

Insurance & security4% $1,600/yr

Maintenance9% $3,600/yr

Condo fees10% $4,167/yr

Closing costs12% $5,100/yr

Mortgage is 40% of your true cost of ownership. The other 60% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$16,388	$1,366/mo
Government & taxes
Property tax	$2,385	$199/mo
Land transfer tax(closing)	$3,875	$323/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,600	$300/mo
Condo fees
Condo / HOA fees	$4,167	$347/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$41,075	$3,423/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 204

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs