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$429K · 3 bed Condo Townhouse · Orillia, Orillia | MyPropertyScout

$429,000

492 Laclie

32Vacant

Map

$429,000

B●●●○○

492 Laclie

Orillia · Ontario L3V 7V2

MLS® S13015958 · Orillia · L3V 7V2

32Vacant1000-1199 ft²Condo Townhouse1-car Attached$390/ft²$3,218 tax/yrBuilt 198541 yrs old

3% below market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome to 492 Laclie Street, Unit 14. Ideally located just minutes from downtown and Highway 11, this home offers the perfect balance of convenience and an active lifestyle. Whether you enjoy biking trails, nearby golf courses, time by Lake Couchiching, or exploring local shops and restaurants, there's something here for everyone.This move-in-ready two-storey townhouse features a bright, open-concept main floor designed for easy living and entertaining. The kitchen flows seamlessly into the liv…

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Property details

MLS#: S13015958
Status: Buy Now
Beds: 3
Baths: 2 full, 0 half
Size: 1000-1199
Style: 2-Storey
Type: Condo Townhouse
Year built: —

Roof: Asphalt Shingle
Foundation: Poured Concrete

Condo corp #: 183
Balcony: None
Locker: None
Fees include: None
Pets: Yes-with Restrictions

Garage: 1-car Attached
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick · Patio
Fronting on: —
Cross street: Laclie Street & Fittons Rd E
Basement: Unfinished
Stories: 1
Utilities: —
Laundry: In Basement
Interior: Auto Garage Door Remote
Parking features: Private

Rooms

Level	Room	Dimensions
Main	Kitchen	2.36m × 3.91m
Main	Living Room	3.04m × 6.4m
Second	Primary Bedroom	3.83m × 4.34m
Second	Bedroom 2	2.61m × 4.03m
Second	Bedroom 3	2.48m × 2.61m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: VALERY REAL ESTATE INC.

Source: TRREB/PROPTX · MLS® S13015958

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$429K

492 Laclie · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $429,000✓ $3,218 tax✓ Gas✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,203/mo

incl. closing costs (yr 1)

Annual total

$50,433

year 1

Mortgage only

$1,627/mo

principal + interest

Beyond mortgage

$1,696/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$85,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$268/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,290/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$53/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,055

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)39% $19,530/yr

Property taxes16% $8,273/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,290/yr

Condo fees15% $7,680/yr

Closing costs10% $5,100/yr

Mortgage is 39% of your true cost of ownership. The other 61% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$19,530	$1,627/mo
Government & taxes
Property tax	$3,218	$268/mo
Land transfer tax(closing)	$5,055	$421/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,290	$358/mo
Condo fees
Condo / HOA fees	$7,680	$640/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$50,433	$4,203/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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492 Laclie

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs