$875K · 2 bed Condo Townhouse · City Centre, Barrie

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About this home

LIVE JUST STEPS TO KEMPENFELT BAY IN THIS 2-STOREY NAUTICA CONDO TOWNHOME WITH A PRIVATE PATIO! Set in one of Barrie's most walkable waterfront locations, this sought-after townhome puts Kempenfelt Bay, Johnson's Beach, scenic trails, the marina, downtown restaurants, shops, patios, entertainment, the GO Station, and bus terminal all within easy walking distance. The lifestyle here is hard to beat, but the home itself more than keeps up with the address. A private enclosed terrace extends your l…

Property details

MLS#

S13012140

Status

Buy Now

Beds

Baths

3 full, 0 half

Size

1400-1599

Style

2-Storey

Type

Condo Townhouse

Year built

—

Roof: Metal
Foundation: Poured Concrete
Property features: Arts Centre, Beach, Lake Access, Library, Marina, Public Transit

View: Beach, Water

Building name: Nautica
Condo corp #: 354
Balcony: Juliette
Locker: Exclusive
Association amenities: BBQs Allowed, Concierge, Exercise Room, Guest Suites, Gym, Indoor Pool
Fees include: Common Elements Included, Water Included, Cable TV Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Electric
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick · Patio, Year Round Living
Fronting on: —
Cross street: Victoria Street/Ellen Street
Basement: None
Stories: 1
Utilities: —
Laundry: In-Suite Laundry
Interior: Water Heater
Parking features: None

Level	Room	Dimensions
Main	Mud Room	3.15m × 1.88m
Main	Kitchen	3.48m × 3.63m
Main	Dining Room	3.4m × 3.78m
Main	Living Room	5.26m × 6.02m
Second	Den	3.02m × 2.08m
Second	Primary Bedroom	3.58m × 5.56m
Second	Bedroom 2	3.23m × 4.37m

Level

Room

Dimensions

Main

Mud Room

3.15m × 1.88m

Main

Kitchen

3.48m × 3.63m

Main

Dining Room

3.4m × 3.78m

Main

Living Room

5.26m × 6.02m

Second

Den

3.02m × 2.08m

Second

Primary Bedroom

3.58m × 5.56m

Second

Bedroom 2

3.23m × 4.37m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $875,000✓ $5,703 tax✓ Electric✓ 1400-1599 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$7,213/mo

incl. closing costs (yr 1)

Annual total

$86,556

year 1

Mortgage only

$3,319/mo

principal + interest

Beyond mortgage

$2,271/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$175,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$475/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~1,500 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$8,750/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$63/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$13,975

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)46% $39,834/yr

Property taxes23% $19,678/yr

Utilities3% $2,460/yr

Insurance & security2% $1,600/yr

Maintenance10% $8,750/yr

Condo fees11% $9,133/yr

Closing costs6% $5,100/yr

Mortgage is 46% of your true cost of ownership. The other 54% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$39,834	$3,319/mo
Government & taxes
Property tax	$5,703	$475/mo
Land transfer tax(closing)	$13,975	$1,165/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$8,750	$729/mo
Condo fees
Condo / HOA fees	$9,133	$761/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$86,556	$7,213/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Nautica

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Annual costs