$850K · 4 bed Condo Townhouse · Wasaga Beach, Wasaga Beach

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About this home

Welcome to beachfront living with built-in income potential in the heart of Wasaga Beach - home to the world's longest freshwater beach. This rare opportunity is zoned Commercial Accommodation, allowing for short-term rentals and is currently generating excellent income through Airbnb. This spacious three-level condo offers flexibility for full-time living, a personal getaway, or a turnkey investment. The main level features a bright, open-concept kitchen and living area, perfect for enterta…

Property details

MLS#

S12977672

Status

Buy Now

Beds

Baths

4 full, 0 half

Size

2000-2249

Style

3-Storey

Type

Condo Townhouse

Year built

—

Roof: Asphalt Shingle
Property features: Beach, Lake Access, Park, Waterfront

View: Bay

Waterfront: Yes
Water view: Partially Obstructive
Water body: Georgian Bay
Shoreline: Sandy, Shallow
Waterfront features: Beach Front

Condo corp #: 377
Balcony: Open
Locker: None
Association amenities: BBQs Allowed
Fees include: Water Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: 1-car Attached
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Exterior: Vinyl Siding · Landscaped, Year Round Living
Fronting on: —
Cross street: Shore Lane & 30th St N
Basement: None
Stories: 1
Utilities: —
Laundry: Laundry Room, In-Suite Laundry
Interior: Auto Garage Door Remote, Central Vacuum, Water Heater Owned
Parking features: Inside Entry, Private

Level	Room	Dimensions
Main	Living Room	6.34m × 3.62m
Main	Dining Room	2.5m × 2.58m
Main	Kitchen	2.86m × 2.49m
Main	Laundry	1.99m × 2.43m
Second	Primary Bedroom	3.8m × 4.53m
Second	Bedroom 2	2.85m × 3.5m
Second	Bedroom 3	3.8m × 2.8m
Third	Bedroom 4	4.3m × 3.82m
Third	Family Room	3.54m × 5.77m

Level

Room

Dimensions

Main

Living Room

6.34m × 3.62m

Main

Dining Room

2.5m × 2.58m

Main

Kitchen

2.86m × 2.49m

Main

Laundry

1.99m × 2.43m

Second

Primary Bedroom

3.8m × 4.53m

Second

Bedroom 2

2.85m × 3.5m

Second

Bedroom 3

3.8m × 2.8m

Third

Bedroom 4

4.3m × 3.82m

Third

Family Room

3.54m × 5.77m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $850,000✓ $7,315 tax✓ Gas✓ 2000-2249 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$7,086/mo

incl. closing costs (yr 1)

Annual total

$85,028

year 1

Mortgage only

$3,225/mo

principal + interest

Beyond mortgage

$2,280/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$170,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$610/mo

Utilities

Hydro / electricity$82/mo

≈ $0.07/ft² × ~2,125 ft² · ON avg ~$82/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$8,500/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$44/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$13,475

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)46% $38,696/yr

Property taxes24% $20,790/yr

Utilities5% $4,042/yr

Insurance & security2% $1,600/yr

Maintenance10% $8,500/yr

Condo fees7% $6,300/yr

Closing costs6% $5,100/yr

Mortgage is 46% of your true cost of ownership. The other 54% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$38,696	$3,225/mo
Government & taxes
Property tax	$7,315	$610/mo
Land transfer tax(closing)	$13,475	$1,123/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$982	$82/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$8,500	$708/mo
Condo fees
Condo / HOA fees	$6,300	$525/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$85,028	$7,086/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Annual costs