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$485K · 2 bed Condo Townhouse · Midland, Midland | MyPropertyScout

$485,000

16 Samantha Lane

22OwnerOccupied

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$485,000

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16 Samantha Lane

Midland · Ontario L4R 0H4

MLS® S12972890 · Midland · L4R 0H4

22OwnerOccupied1400-1599 ft²Condo TownhouseNone$323/ft²$5,525 tax/yr

3% below market · regional est.

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome to modern, maintenance-free living in this beautifully designed condo semi-detached home built in 2020! With everything - from the structure to the appliances - just five years young, this property offers the perfect blend of contemporary comfort and worry-free ownership.Enjoy easy access to Hwy 12 and Hwy 93, with Walmart, No Frills, LCBO, Shoppers Drug Mart, the OPP station, and other everyday amenities just minutes away. This location offers the best of convenience and community livin…

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Property details

MLS#: S12972890
Status: Buy Now
Beds: 2
Baths: 2 full, 0 half
Size: 1400-1599
Style: 2-Storey
Type: Condo Townhouse
Year built: —

Roof: Shingles
Foundation: Poured Concrete
Property features: Clear View, Beach, Golf, Hospital

View: Clear, Garden

Condo corp #: 482
Balcony: None
Locker: None
Association amenities: Visitor Parking
Fees include: Common Elements Included, Parking Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Wood, Vinyl Siding · Landscaped, Porch, Year Round Living
Fronting on: —
Cross street: Hwy 12 / Hanson Rd.
Basement: Full, Unfinished, Development Potential
Stories: 1
Utilities: —
Laundry: Inside, Laundry Closet
Interior: Air Exchanger, Primary Bedroom - Main Floor, Rough-In Bath, Storage, Separate Hydro Meter, Water Heater, Water Meter, Sump Pump
Parking features: Reserved/Assigned

Rooms

Room dimensions are not available for this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: Century 21 B.J. Roth Realty Ltd.

Source: TRREB/PROPTX · MLS® S12972890

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$485K

16 Samantha Lane · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $485,000✓ $5,525 tax✓ Gas✓ 1400-1599 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,703/mo

incl. closing costs (yr 1)

Annual total

$56,433

year 1

Mortgage only

$1,840/mo

principal + interest

Beyond mortgage

$1,890/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$97,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$460/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,500 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,850/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$50/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,175

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)39% $22,079/yr

Property taxes21% $11,700/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,850/yr

Condo fees13% $7,144/yr

Closing costs9% $5,100/yr

Mortgage is 39% of your true cost of ownership. The other 61% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$22,079	$1,840/mo
Government & taxes
Property tax	$5,525	$460/mo
Land transfer tax(closing)	$6,175	$515/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,850	$404/mo
Condo fees
Condo / HOA fees	$7,144	$595/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$56,433	$4,703/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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16 Samantha Lane

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs