Loading neighbourhood intel…

$429K · 2 bed Condo Townhouse · Rural Ramara, Ramara | MyPropertyScout

$429,000

Unit Unit 14

87 DOM

2287d

Map

⚡ Insider Deal

DOM 87

↓ $36,000WaterfrontPrice Reduced

$429,000

DOM87days

Unit Unit 14

Harbour Village · 1 Paradise Boulevard · Ramara · Ontario L0K 1B0

MLS® S12957462 · Rural Ramara · L0K 1B0

22OwnerOccupied1000-1199 ft²Condo TownhouseNone87d$390/ft²Lot 78,770.22$2,147 tax/yrBuilt 198541 yrs old

Neighbourhood Range

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Don't Miss this Exceptional Waterfront Opportunity on Lake Simcoe. This Beautifully Appointed 2-bedroom, Two-Storey Waterfront Condominium on Paradise Blvd. Offers Stunning Views of Harbour Lagoon and Lake Simcoe, Along with Direct Water Access and Four-Season Enjoyment. The Bright, Modern Interior Features an Open-Concept Layout Designed to Maximize Natural Light and Tranquil Water Views, Creating a Warm and Inviting Atmosphere Year-Round. Ideal for Winter Ownership, this Property Allows Buyer…

Reserved · coming next

MyPropertyScout exclusive

Reserve your Home Buyers Package

Could save you thousands on this purchase — closing strategy, negotiation & rebate.

MyStreetValue™ Analysis

Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →

Property details

MLS#: S12957462
Status: Buy Now
Beds: 2
Baths: 2 full, 0 half
Size: 1000-1199
Style: 2-Storey
Type: Condo Townhouse
Year built: —

Roof: Flat
Foundation: Piers
Property features: Beach, Cul de Sac/Dead End, Park, Rec./Commun.Centre, School Bus Route, Waterfront

View: Beach, Canal, Clear, Lake, Water

Waterfront: Yes
Water view: Direct
Water body: Lake Simcoe
Water frontage: 81.99 ft
Shoreline: Clean, Shallow, Natural
Waterfront features: Beach Front, Boat Slip, Canal Front, Seawall, Trent System, Winterized

Building name: Harbour Village
Condo corp #: 8
Balcony: Juliette
Locker: None
Association amenities: BBQs Allowed, Bike Storage, Communal Waterfront Area, Shared Beach, Shared Dock, Visitor Parking
Fees include: Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Baseboard
Heating fuel: Electric
Cooling: Wall Unit(s)
Fireplaces: —
Exterior: Stucco (Plaster) · Awnings, Fishing, Landscape Lighting, Landscaped, Lighting, Patio, Year Round Living
Fronting on: —
Cross street: Hwy. 12/ Ramara Rd. 47 (Simcoe rd).
Basement: Crawl Space
Stories: 1
Utilities: —
Laundry: In Bathroom, Inside
Interior: Carpet Free, Countertop Range, Separate Hydro Meter
Parking features: Private

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Main	Kitchen	2.71m × 3.96m
Main	Living Room	4.02m × 6.4m
Upper	Primary Bedroom	2.96m × 3.96m
Upper	Bedroom 2	2.96m × 3.65m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: CENTURY 21 B.J. ROTH REALTY LTD.

Source: TRREB/PROPTX · MLS® S12957462

Do you own a home in Ramara?

Find out what it's worth — and what you'd walk away with after mortgage, commission and fees.

Get My StreetValue™ →

$429K

Unit Unit 14 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $429,000✓ $2,147 tax✓ Electric✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,949/mo

incl. closing costs (yr 1)

Annual total

$47,382

year 1

Mortgage only

$1,627/mo

principal + interest

Beyond mortgage

$1,441/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$85,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$179/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~1,100 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,290/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$50/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,055

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)41% $19,530/yr

Property taxes15% $7,202/yr

Utilities5% $2,460/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,290/yr

Condo fees15% $7,200/yr

Closing costs11% $5,100/yr

Mortgage is 41% of your true cost of ownership. The other 59% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$19,530	$1,627/mo
Government & taxes
Property tax	$2,147	$179/mo
Land transfer tax(closing)	$5,055	$421/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,290	$358/mo
Condo fees
Condo / HOA fees	$7,200	$600/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$47,382	$3,949/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

Unlock Insider Deals

Sign in

Unit Unit 14

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

Request a Showing

Request a Showing

Annual costs