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$480K · 2 bed Condo Apartment · Ardagh, Barrie | MyPropertyScout

$479,900

Unit 405

22TenantOccupied

Map

$479,900

F●●●○○

Unit 405

The Manhattan · 45 Ferndale Drive · Barrie · Ontario L4N 5W7

MLS® S12934890 · Ardagh · L4N 5W7

22TenantOccupied1000-1199 ft²Condo Apartment1-car Underground$436/ft²$3,826 tax/yrBuilt 201313 yrs old

16% above market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

BRIGHT PENTHOUSE CONDO WITH INCREDIBLE VIEWS, RARE ACCESSIBILITY, & LOW-MAINTENANCE CONVENIENCE! Experience elevated penthouse living in this stunning condo apartment, showcasing expansive city views within a well-established, mature community designed for comfort and convenience. Mornings begin with coffee on your private balcony as the day quietly comes to life below, while just steps from your door, Bear Creek Eco Park invites you into peaceful walking trails, and nearby Ardagh Bluffs offers…

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Property details

MLS#: S12934890
Status: Buy Now
Beds: 2
Baths: 2 full, 0 half
Size: 1000-1199
Style: Apartment
Type: Condo Apartment
Year built: —

Property features: Beach, Golf, Library, Park, Place Of Worship, School

Building name: The Manhattan
Condo corp #: 376
Balcony: Enclosed
Locker: Exclusive
Association amenities: Party Room/Meeting Room, Playground, Visitor Parking
Fees include: Water Included, Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Tiffin St/Ferndale Dr S
Basement: None
Stories: 4
Utilities: —
Laundry: In-Suite Laundry
Interior: None
Parking features: Underground

Rooms

Level	Room	Dimensions
Main	Foyer	1.65m × 0.84m
Main	Kitchen	2.67m × 2.79m
Main	Living Room	4.47m × 7.75m
Main	Primary Bedroom	3.23m × 5.05m
Main	Bedroom 2	3.23m × 4.67m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX HALLMARK PEGGY HILL GROUP REALTY

Source: TRREB/PROPTX · MLS® S12934890

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$480K

Unit 405 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $479,900✓ $3,826 tax✓ Gas✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,446/mo

incl. closing costs (yr 1)

Annual total

$53,346

year 1

Mortgage only

$1,821/mo

principal + interest

Beyond mortgage

$1,660/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$95,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$319/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,799/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$43/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,073

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)41% $21,847/yr

Property taxes19% $9,899/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,799/yr

Condo fees12% $6,141/yr

Closing costs10% $5,100/yr

Mortgage is 41% of your true cost of ownership. The other 59% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$21,847	$1,821/mo
Government & taxes
Property tax	$3,826	$319/mo
Land transfer tax(closing)	$6,073	$506/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,799	$400/mo
Condo fees
Condo / HOA fees	$6,141	$512/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$53,346	$4,446/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 405

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs