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$699K · 4 bed Detached · Queen's Park, Barrie | MyPropertyScout

$699,000

45 GROVE Street

103 DOM

42103d

Map

⚡ Insider Deal

DOM 103

↓ $76KMotivated SellerPrice Reduced

$699,000

↓ $76KMotivated Seller

DOM103days

45 GROVE Street

Barrie · Ontario L4N 1M6

MLS® S12916422 · Queen's Park · L4N 1M6

42OwnerOccupied1500-2000 ft²Detached1-car DetachedCrawl Space, Unfinished103d$399/ft²Lot 60 x 133 ft< .50 ac$5,548 tax/yrBuilt 198541 yrs oldCrawl Space, Unfinished

103 days on market

About this home

Country living in the city! Tucked away on an oversized, mature lot with a private setting, this charming and spacious 1.5-storey 4 bedroom home offers a rare opportunity to enjoy extra space and privacy while still being close to everything Barrie has to offer. Located in a highly convenient area just minutes from Barrie's premiere waterfront, downtown, schools, parks, shopping, restaurants and Highway 400, this property combines accessibility with the feel of a country-sized lot. A bright yea…

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Property details

MLS#: S12916422
Status: Buy Now
Property class: Residential Freehold
Beds: 4
Baths: 2 full, 0 half
Rooms: 13
Kitchens: 1
Size: 1500-2000Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Crawl Space, Unfinished
Style: 1 1/2 Storey
Type: Detached
Year built: 1985

PIN: 588010431
Roll / ARN: 434203100804900
Plan: 135

Occupancy: Owner Occupied
Washrooms: 3 pc · Main; 3 pc · Second
Family room: Family room
Central vacuum: Central vacuum
Ensuite laundry: No

Roof: Asphalt Shingle
Foundation: Concrete
Property features: Fenced Yard, Hospital, Park, School, Public Transit, Library

Fireplace features: Wood Stove

Garage: 1-car Detached
Garage spaces: 1
Parking: 6 total
Lot: 60 × 133
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Stone
Fronting on: South
Cross street: Grove and Toronto
Stories: —
Utilities: —
Laundry: —
Interior: Carpet Free, On Demand Water Heater, Water Softener, Central Vacuum, Auto Garage Door Remote, Sump Pump, Storage
Parking features: Private

Rooms

Level	Room	Dimensions
Main	Sunroom	3.35m × 8.53m
Main	Mud Room	2.57m × 3.48m
Main	Kitchen	3.35m × 3.35m
Main	Bedroom	2.46m × 3.48m
Main	Sitting	2.74m × 3.96m
Main	Laundry	1.07m × 2.44m
Main	Bedroom	2.44m × 2.74m
Main	Bedroom	3.05m × 3.81m
Main	Bathroom	2.13m × 3.81m
Main	Family Room	4.88m × 5.26m
Second	Primary Bedroom	4.7m × 6.71m
Second	Bedroom	1.93m × 3.96m
Second	Other	1.52m × 2.44m

Seller signals

Price movement & seller pressure

↓ $76KPrice reduction

MLS shows the seller reduced the asking price by $76,000 (from $775,000 to $699,000).

Motivated SellerWhy this label

103 days on market — Listing has been active for 103 days — extended time on market can signal seller pressure.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

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Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: CENTURY 21 B.J. ROTH REALTY LTD.

Source: TRREB/PROPTX · MLS® S12916422

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$699K

45 GROVE Street · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $699,000✓ $5,548 tax✓ Gas✓ 1500-2000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,504/mo

incl. closing costs (yr 1)

Annual total

$66,045

year 1

Mortgage only

$2,652/mo

principal + interest

Beyond mortgage

$1,522/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$139,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$462/mo

Utilities

Hydro / electricity$123/mo

≈ $0.07/ft² × ~1,750 ft² · ON avg ~$123/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,990/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$10,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)48% $31,821/yr

Property taxes24% $16,003/yr

Utilities7% $4,530/yr

Insurance & security2% $1,600/yr

Maintenance11% $6,990/yr

Closing costs8% $5,100/yr

Mortgage is 48% of your true cost of ownership. The other 52% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$31,821	$2,652/mo
Government & taxes
Property tax	$5,548	$462/mo
Land transfer tax(closing)	$10,455	$871/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,470	$123/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,990	$583/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$66,045	$5,504/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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45 GROVE Street

About this home

MyStreetValue™ Analysis

Property details

Rooms

Price movement & seller pressure

Sales History

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Annual costs