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$450K · 1 bed Condo Apartment · Elmvale, Springwater | MyPropertyScout

$449,900

Unit 103

11Vacant

Map

$449,900

B●●○○○

Unit 103

19B Yonge Street · Springwater · Ontario L0L 1P0

MLS® S12875092 · Elmvale · L0L 1P0

11Vacant800-899 ft²Condo Apartment1-car Carport$530/ft²$1,743 tax/yrBuilt 201313 yrs old

1% below market · regional est.

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Discover an exceptional adult lifestyle opportunity in Elmvale with this meticulously maintained 1-bedroom, 1-bathroom condominium. Situated on the main level, this unit boasts a generous floor plan complete with in-unit laundry, a covered parking spot with storage, and a charming balcony - offering both convenience and comfort. The open-concept kitchen features in-floor heating and seamlessly connects to the living room, providing an ideal setting for socializing. A spacious bedroom and full ba…

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Property details

MLS#: S12875092
Status: Buy Now
Beds: 1
Baths: 1 full, 0 half
Size: 800-899
Style: Apartment
Type: Condo Apartment
Year built: —

Roof: Asphalt Shingle
Foundation: Concrete
Property features: Beach, Marina, Rec./Commun.Centre, Skiing, Wooded/Treed

Condo corp #: 353
Balcony: Open
Locker: Owned
Association amenities: Visitor Parking, Party Room/Meeting Room
Fees include: Common Elements Included, Building Insurance Included, Parking Included, Water Included
Pets: Yes-with Restrictions

Garage: 1-car Carport
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Stone, Brick
Fronting on: —
Cross street: Yonge & Queen
Basement: None
Stories: 1
Utilities: —
Laundry: In-Suite Laundry
Interior: Water Heater Owned
Parking features: Covered, Reserved/Assigned

Rooms

Level	Room	Dimensions
Main	Kitchen	2.84m × 3.23m
Main	Living Room	4.37m × 5.38m
Main	Bedroom	3m × 3.48m
Main	Bathroom	—
Main	Laundry	—

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: KELLER WILLIAMS EXPERIENCE REALTY

Source: TRREB/PROPTX · MLS® S12875092

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$450K

Unit 103 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $449,900✓ $1,743 tax✓ Gas✓ 800-899 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,953/mo

incl. closing costs (yr 1)

Annual total

$47,435

year 1

Mortgage only

$1,707/mo

principal + interest

Beyond mortgage

$1,332/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$89,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$145/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~850 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,499/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$32/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)43% $20,481/yr

Property taxes15% $7,216/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,499/yr

Condo fees10% $4,578/yr

Closing costs11% $5,100/yr

Mortgage is 43% of your true cost of ownership. The other 57% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$20,481	$1,707/mo
Government & taxes
Property tax	$1,743	$145/mo
Land transfer tax(closing)	$5,473	$456/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,499	$375/mo
Condo fees
Condo / HOA fees	$4,578	$382/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$47,435	$3,953/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 103

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs