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$425K · 2 bed Condo Townhouse · Collingwood, Collingwood | MyPropertyScout

$425,000

Unit 227

21Vacant

Map

$425,000

Unit 227

17 Harbour Street · Collingwood · Ontario L9Y 5B4

MLS® S12873986 · Collingwood · L9Y 5B4

21Vacant800-899 ft²Condo TownhouseNone$500/ft²$1,681 tax/yrBuilt 198541 yrs old

Neighbourhood Range

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About this home

Welcome to Cranberry living in the heart of Collingwood! This private 2-bedroom, 1-bathroom condo offers a bright, stylish retreat in a sought-after convenient location. Freshly painted throughout from floor to ceiling, the main level features two bedrooms, including a primary bedroom with a walkout to a sheltered private patio. Upstairs, enjoy the open-concept living space with vaulted ceilings, a cozy wood-burning fireplace, and sliding doors that lead to a large upper deck, perfect for relaxi…

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Property details

MLS#: S12873986
Status: Buy Now
Beds: 2
Baths: 1 full, 0 half
Size: 800-899
Style: 2-Storey
Type: Condo Townhouse
Year built: —

Roof: Asphalt Shingle
Foundation: Concrete
Property features: Public Transit, School Bus Route, Skiing, Wooded/Treed

Fireplace features: Wood

View: Trees/Woods

Condo corp #: 31
Balcony: Open
Locker: Exclusive
Association amenities: BBQs Allowed, Visitor Parking
Fees include: Building Insurance Included, Common Elements Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Baseboard
Heating fuel: Electric
Cooling: Wall Unit(s)
Waterfront: No
Exterior: Vinyl Siding · Landscaped, Patio, Recreational Area, Year Round Living
Fronting on: —
Cross street: Balsam/ Harbour St
Basement: None
Stories: 1
Utilities: —
Laundry: In-Suite Laundry
Interior: Carpet Free
Parking features: Surface

Rooms

Room dimensions are not available for this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: Revel Realty Inc.

Source: TRREB/PROPTX · MLS® S12873986

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$425K

Unit 227 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $425,000✓ $1,681 tax✓ Electric✓ 800-899 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,773/mo

incl. closing costs (yr 1)

Annual total

$45,278

year 1

Mortgage only

$1,612/mo

principal + interest

Beyond mortgage

$1,288/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$85,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$140/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~850 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,250/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$41/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,975

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)43% $19,348/yr

Property taxes15% $6,656/yr

Utilities5% $2,460/yr

Insurance & security4% $1,600/yr

Maintenance9% $4,250/yr

Condo fees13% $5,864/yr

Closing costs11% $5,100/yr

Mortgage is 43% of your true cost of ownership. The other 57% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$19,348	$1,612/mo
Government & taxes
Property tax	$1,681	$140/mo
Land transfer tax(closing)	$4,975	$415/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,250	$354/mo
Condo fees
Condo / HOA fees	$5,864	$489/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$45,278	$3,773/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 227

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs