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$480K · 2+1 bed Condo Apartment · Holly, Barrie | MyPropertyScout

$480,000

Unit 422

112 DOM

2+12112d

Map

⚡ Insider Deal

DOM 112

↓ $60,000Price Reduced

$480,000

C●●○○○DOM112days

Unit 422

430 Essa Road · Barrie · Ontario L9J 0M1

MLS® S12868076 · Holly · L9J 0M1

2+12TenantOccupied900-999 ft²Condo Apartment1-car Underground112d$506/ft²$3,925 tax/yrBuilt 20233 yrs old

4% above market · regional est. · 112 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Beautiful and well-maintained 2 bedroom + den, 2 full bathroom condo with an above-ground indoor parking space, offering over 960 sq. ft. of thoughtfully designed living space plus a private balcony. This bright unit features a spacious open-concept layout and one of the best views in the building. The modern interior includes smooth ceilings, durable vinyl flooring, stainless steel kitchen appliances, quartz countertops, a stylish backsplash, and a functional kitchen island-perfect for everyday…

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Property details

MLS#: S12868076
Status: Buy Now
Beds: 2+1
Baths: 2 full, 0 half
Size: 900-999
Style: Apartment
Type: Condo Apartment
Year built: —

Property features: Public Transit, Electric Car Charger

Condo corp #: 490
Balcony: Open
Locker: None
Association amenities: BBQs Allowed, Exercise Room, Gym, Party Room/Meeting Room, Visitor Parking, Rooftop Deck/Garden
Fees include: Heat Included, CAC Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick, Concrete
Fronting on: —
Cross street: Essa Road & Veterans Drive
Basement: None
Stories: 4
Utilities: —
Laundry: Ensuite
Interior: Carpet Free
Parking features: —

Rooms

Level	Room	Dimensions
Flat	Living Room	3.38m × 3.23m
Flat	Dining Room	3.26m × 3.38m
Flat	Primary Bedroom	3.08m × 3.01m
Flat	Bedroom	2.98m × 3.84m
Flat	Den	2.16m × 2.56m
Flat	Kitchen	3.26m × 3.38m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX METROPOLIS REALTY

Source: TRREB/PROPTX · MLS® S12868076

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$480K

Unit 422 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $480,000✓ $3,925 tax✓ Gas✓ 900-999 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,734/mo

incl. closing costs (yr 1)

Annual total

$56,811

year 1

Mortgage only

$1,821/mo

principal + interest

Beyond mortgage

$1,949/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$96,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$327/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~950 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,800/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$66/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,075

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)38% $21,852/yr

Property taxes18% $10,000/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance8% $4,800/yr

Condo fees17% $9,499/yr

Closing costs9% $5,100/yr

Mortgage is 38% of your true cost of ownership. The other 62% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$21,852	$1,821/mo
Government & taxes
Property tax	$3,925	$327/mo
Land transfer tax(closing)	$6,075	$506/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,800	$400/mo
Condo fees
Condo / HOA fees	$9,499	$792/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$56,811	$4,734/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 422

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs