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$448K · 2 bed Condo Townhouse · Brechin, Ramara | MyPropertyScout

$448,000

Unit 14

112 DOM

22112d

Map

⚡ Insider Deal

DOM 112

↓ $10,888WaterfrontPrice Reduced

$448,000

A●●○○○DOM112days

Unit 14

81 Laguna Parkway · Ramara · Ontario L0K 1B0

MLS® S12867712 · Brechin · L0K 1B0

22OwnerOccupied1000-1199 ft²Condo TownhouseNone112d$407/ft²$2,813 tax/yr

6% below market · regional est. · 112 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Discover this beautifully renovated Rarely offered end-unit 2-bedroom, 2-bath waterfront townhome in the heart of Lagoon City, perfectly situated on the peaceful Gondola Lagoon with private boat mooring and direct access to Lake Simcoe and the Trent-Severn Waterway. This bright and airy home features a vaulted ceiling, and large patio doors that fill the space with natural light. The open-concept living, dining, and kitchen area offers a cozy gas fireplace, gas BBQ hookup, and a walkout to a pri…

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Property details

MLS#: S12867712
Status: Buy Now
Beds: 2
Baths: 2 full, 0 half
Size: 1000-1199
Style: 2-Storey
Type: Condo Townhouse
Year built: —

Roof: Shingles
Property features: Beach, Park, Waterfront

Fireplaces: 1

Waterfront: Yes
Water view: Direct
Water body: Lake Simcoe
Shoreline: Soft Bottom
Waterfront features: Canal Front

Condo corp #: 51
Balcony: None
Locker: Owned
Association amenities: Communal Waterfront Area, Visitor Parking, Playground, Private Marina
Fees include: None, Building Insurance Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Baseboard
Heating fuel: Electric
Cooling: Wall Unit(s)
Exterior: Stucco (Plaster), Vinyl Siding · Awnings, Deck, Fishing, Year Round Living
Fronting on: —
Cross street: Poplar Crescent
Basement: Crawl Space
Stories: 1
Utilities: —
Laundry: Ensuite
Interior: Water Heater Owned
Parking features: —

Rooms

Level	Room	Dimensions
Main	Foyer	1.54m × 1.26m
Main	Kitchen	2.78m × 2.74m
Main	Dining Room	2.78m × 1.74m
Main	Living Room	3.33m × 4.48m
Main	Bedroom 2	3.69m × 3.31m
Main	Laundry	0.72m × 1.08m
Main	Bathroom	2.34m × 1.45m
Second	Primary Bedroom	9.18m × 4.48m
Second	Bathroom	2.18m × 1.98m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: ROYAL LEPAGE FRANK REAL ESTATE

Source: TRREB/PROPTX · MLS® S12867712

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$448K

Unit 14 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $448,000✓ $2,813 tax✓ Electric✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,290/mo

incl. closing costs (yr 1)

Annual total

$51,483

year 1

Mortgage only

$1,700/mo

principal + interest

Beyond mortgage

$1,679/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$89,600

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$234/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~1,100 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,480/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$64/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,435

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)40% $20,395/yr

Property taxes16% $8,248/yr

Utilities5% $2,460/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,480/yr

Condo fees18% $9,200/yr

Closing costs10% $5,100/yr

Mortgage is 40% of your true cost of ownership. The other 60% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$20,395	$1,700/mo
Government & taxes
Property tax	$2,813	$234/mo
Land transfer tax(closing)	$5,435	$453/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,480	$373/mo
Condo fees
Condo / HOA fees	$9,200	$767/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$51,483	$4,290/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 14

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs