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$437K · 3 bed Condo Townhouse · Brechin, Ramara | MyPropertyScout

$437,000

Unit 35

33Vacant

Map

Waterfront

$437,000

A●●○○○

Unit 35

21 Laguna Parkway · Ramara · Ontario L0K 1B0

MLS® S12830846 · Brechin · L0K 1B0

33Vacant1400-1599 ft²Condo TownhouseNone$291/ft²$3,413 tax/yrBuilt 198541 yrs old

9% below market · regional est.

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome to waterfront living in beautiful Lagoon City! This stunning 3-bedroom, 3-bathroom townhome offers the perfect blend of year-round comfort and cottage-style charm. Bright and airy with large windows and abundant natural light, the open-concept layout is ideal for entertaining and relaxed waterfront living. The updated kitchen features elegant quartz countertops and flows seamlessly into the main living space. The spacious primary suite includes a private ensuite bath for added comfort. S…

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Property details

MLS#: S12830846
Status: Buy Now
Beds: 3
Baths: 3 full, 0 half
Size: 1400-1599
Style: 2-Storey
Type: Condo Townhouse
Year built: —

Foundation: Piers
Property features: Beach, Lake Access, Library, Marina, Park, Waterfront

Fireplace features: Living Room

View: Canal, Water

Waterfront: Yes
Water view: Direct
Water body: Lake Simcoe
Water frontage: 20 ft
Shoreline: Soft Bottom
Waterfront features: Canal Front, Trent System

Condo corp #: 97
Balcony: Juliette
Locker: Exclusive
Association amenities: BBQs Allowed, Visitor Parking
Fees include: Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Propane
Cooling: Central Air
Exterior: Vinyl Siding · Deck, Year Round Living
Fronting on: —
Cross street: Laguna Pkwy / Simcoe Rd/Hwy 12
Basement: Crawl Space
Stories: 1
Utilities: —
Laundry: Ensuite
Interior: Carpet Free
Parking features: Surface

Rooms

Level	Room	Dimensions
Main	Bedroom 3	3.66m × 3.35m
Main	Living Room	4.6m × 4.94m
Main	Dining Room	4.6m × 4.94m
Main	Kitchen	3.04m × 2.68m
Upper	Primary Bedroom	4.6m × 3.96m
Upper	Bedroom 2	3.05m × 3.04m
Upper	Laundry	2.62m × 1.61m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX COUNTRY LAKES REALTY INC.

Source: TRREB/PROPTX · MLS® S12830846

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$437K

Unit 35 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $437,000✓ $3,413 tax✓ Propane✓ 1400-1599 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,172/mo

incl. closing costs (yr 1)

Annual total

$50,064

year 1

Mortgage only

$1,658/mo

principal + interest

Beyond mortgage

$1,621/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$87,400

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$284/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,500 ft² · ON avg ~$75/mo

Propane$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,370/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$45/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,215

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)40% $19,894/yr

Property taxes17% $8,628/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,370/yr

Condo fees13% $6,512/yr

Closing costs10% $5,100/yr

Mortgage is 40% of your true cost of ownership. The other 60% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$19,894	$1,658/mo
Government & taxes
Property tax	$3,413	$284/mo
Land transfer tax(closing)	$5,215	$435/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Propane	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,370	$364/mo
Condo fees
Condo / HOA fees	$6,512	$543/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$50,064	$4,172/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 35

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs