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$470K · 2 bed Condo Townhouse · Georgian Drive, Barrie | MyPropertyScout

$469,999

Unit 2

22OwnerOccupied

Map

$469,999

F●●○○○

Unit 2

13 Cheltenham Road · Barrie · Ontario L4M 0E7

MLS® S12817604 · Georgian Drive · L4M 0E7

22OwnerOccupied1000-1199 ft²Condo TownhouseNone$427/ft²$2,936 tax/yrBuilt 200323 yrs old

22% above market · regional est.

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome Home! This Beautifully Updated and Maintained 2 Story Stacked Town Home Screams Pride of Ownership. This Home Nestled in a Quiet Friendly Community features 2 Bedrooms 2 Bathrooms, 1161 sqft of Living Space a Beautiful Terrace, New Windows in the Master (2024), Dishwasher (2023) Washer and Dryer (2023) and a Large Locker for storage. This Home is Close to all Amenities and is a Short Drive to The 400, RVH and Johnson Beach. Professionally Painted, Laminate Throughout. Great for First Tim…

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Property details

MLS#: S12817604
Status: Buy Now
Beds: 2
Baths: 2 full, 0 half
Size: 1000-1199
Style: Stacked Townhouse
Type: Condo Townhouse
Year built: —

Property features: Arts Centre, Beach, Campground, Golf, Hospital, School

Condo corp #: 339
Balcony: Terrace
Locker: Owned
Association amenities: BBQs Allowed, Playground
Fees include: Water Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick, Stucco (Plaster) · Deck
Fronting on: —
Cross street: Penetanguishene Cheltenham
Basement: None
Stories: 3
Utilities: —
Laundry: In-Suite Laundry
Interior: Carpet Free
Parking features: Reserved/Assigned

Rooms

Level	Room	Dimensions
Main	Kitchen	2.51m × 3.68m
Main	Living Room	2.62m × 5.99m
Second	Primary Bedroom	3.84m × 5.59m
Second	Bedroom 2	4.11m × 3.3m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: ZOLO REALTY

Source: TRREB/PROPTX · MLS® S12817604

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$470K

Unit 2 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $469,999✓ $2,936 tax✓ Gas✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,469/mo

incl. closing costs (yr 1)

Annual total

$53,632

year 1

Mortgage only

$1,783/mo

principal + interest

Beyond mortgage

$1,738/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$94,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$245/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,700/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$56/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,875

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)40% $21,396/yr

Property taxes16% $8,811/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,700/yr

Condo fees15% $8,064/yr

Closing costs10% $5,100/yr

Mortgage is 40% of your true cost of ownership. The other 60% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$21,396	$1,783/mo
Government & taxes
Property tax	$2,936	$245/mo
Land transfer tax(closing)	$5,875	$490/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,700	$392/mo
Condo fees
Condo / HOA fees	$8,064	$672/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$53,632	$4,469/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 2

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs