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$399K · 1 bed Condo Apartment · Painswick South, Barrie | MyPropertyScout

$399,000

Unit 327

133 DOM

11133d

Map

DOM 133

$399,000

A●●○○○DOM133days

Unit 327

South District · 681 Yonge Street · Barrie · Ontario L4N 4E8

MLS® S12794240 · Painswick South · L4N 4E8

11OwnerOccupied600-699 ft²Condo Apartment1-car Underground133d$614/ft²$2,612 tax/yrBuilt 20233 yrs old

11% below market · regional est. · 133 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

This thoughtfully designed 1-bedroom condominium is located on the third floor of a contemporary condominium building. The open-concept layout connects the kitchen, living, and dining areas, creating a bright and functional living space. Floor-to-ceiling windows provide natural light and access to a private balcony.The bedroom features a window and a generously sized closet, offering practical storage. One parking space is included.Residents have access to building amenities including a rooftop…

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Property details

MLS#: S12794240
Status: Buy Now
Beds: 1
Baths: 1 full, 0 half
Size: 600-699
Style: Apartment
Type: Condo Apartment
Year built: —

Property features: Other, Park, Public Transit, School

Building name: South District
Condo corp #: 484
Balcony: Open
Locker: None
Association amenities: Community BBQ, Concierge, Gym, Party Room/Meeting Room, Visitor Parking
Fees include: Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick, Concrete
Fronting on: —
Cross street: Yonge St & Big Bay Point Rd
Basement: None
Stories: 3
Utilities: —
Laundry: Ensuite
Interior: None
Parking features: Underground

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Main	Living Room	3.05m × 4.32m
Main	Dining Room	2.54m × 3.45m
Main	Kitchen	2.54m × 3.45m
Main	Bedroom	2.74m × 4.19m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: THE AGENCY

Source: TRREB/PROPTX · MLS® S12794240

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$399K

Unit 327 · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $399,000✓ $2,612 tax✓ Gas✓ 600-699 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,763/mo

incl. closing costs (yr 1)

Annual total

$45,154

year 1

Mortgage only

$1,514/mo

principal + interest

Beyond mortgage

$1,419/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$79,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$218/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~650 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,990/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$37/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,460

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)40% $18,164/yr

Property taxes16% $7,072/yr

Utilities9% $3,960/yr

Insurance & security4% $1,600/yr

Maintenance9% $3,990/yr

Condo fees12% $5,268/yr

Closing costs11% $5,100/yr

Mortgage is 40% of your true cost of ownership. The other 60% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$18,164	$1,514/mo
Government & taxes
Property tax	$2,612	$218/mo
Land transfer tax(closing)	$4,460	$372/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,990	$333/mo
Condo fees
Condo / HOA fees	$5,268	$439/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$45,154	$3,763/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 327

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs