$1.13M · 3 bed Condo Apartment · Lakeshore, Barrie

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About this home

Breathtaking views from this indulgent condo - large sq ft, 3 bdrm condo with a lake view and peaceful exposure! Immerse yourself in sweeping views of Kempenfelt Bay and the ease of lakeside living. Take leisurely strolls along the boardwalk, indulge in local dining, and engage in summer festivals. Elevate your lifestyle with exclusive amenities, including a private gym, hot tub, sauna, steam room, and scenic lakeside trails. This 1,600 sq.ft open-concept residence with three bedrooms, two bathr…

Property details

MLS#

S12788854

Status

Buy Now

Property class

Residential Condo & Other

Beds

Baths

2 full, 0 half

Rooms

Kitchens

Size

1400-1599Exact finished sqft not on MLS feed (often MPAC-only on broker systems)

Basement

None

Style

Apartment

Type

Condo Apartment

Year built

2023

Occupancy: Vacant
Washrooms: 4 pc · Flat; 3 pc · Flat
Family room: Family room
Central vacuum: No
Ensuite laundry: No

Property features: Clear View, Electric Car Charger, Public Transit

Waterfront: Yes
Water view: Direct
Water body: Kempenfelt Bay
Shoreline: Natural
Waterfront features: Stairs to Waterfront

Condo corp #: 503
Balcony: Open
Locker: Owned
Association amenities: Concierge, Exercise Room, Guest Suites, Rooftop Deck/Garden, Party Room/Meeting Room, Visitor Parking
Fees include: Common Elements Included, Building Insurance Included, Water Included, Parking Included
Pets: Yes-with Restrictions

Garage: 2-car Underground
Garage spaces: 2
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Exterior: Brick
Fronting on: —
Cross street: Dunlop And Poyntz
Stories: 8
Utilities: —
Laundry: Ensuite
Interior: Sauna
Parking features: Underground

Level	Room	Dimensions
Flat	Living Room	4.29m × 6.33m
Flat	Dining Room	4.29m × 6.33m
Flat	Kitchen	3.35m × 4.45m
Flat	Primary Bedroom	5.91m × 4.29m
Flat	Bedroom 2	3.84m × 3.04m
Flat	Bedroom 3	3.84m × 3.04m

Level

Room

Dimensions

Flat

Living Room

4.29m × 6.33m

Flat

Dining Room

4.29m × 6.33m

Flat

Kitchen

3.35m × 4.45m

Flat

Primary Bedroom

5.91m × 4.29m

Flat

Bedroom 2

3.84m × 3.04m

Flat

Bedroom 3

3.84m × 3.04m

Price movement & seller pressure

↓ $70KPrice reduction

MLS shows the seller reduced the asking price by $70,000 (from $1,199,000 to $1,129,000).

Motivated SellerWhy this label

Vacant property — MLS shows vacant occupancy and the listing has been on market 120+ days.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,129,000✓ $8,541 tax✓ Gas✓ 1400-1599 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$9,745/mo

incl. closing costs (yr 1)

Annual total

$116,941

year 1

Mortgage only

$4,283/mo

principal + interest

Beyond mortgage

$3,416/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$225,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$712/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,500 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$11,290/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$111/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$19,055

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)44% $51,397/yr

Property taxes24% $27,596/yr

Utilities3% $3,960/yr

Insurance & security1% $1,600/yr

Maintenance10% $11,290/yr

Condo fees14% $15,998/yr

Closing costs4% $5,100/yr

Mortgage is 44% of your true cost of ownership. The other 56% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$51,397	$4,283/mo
Government & taxes
Property tax	$8,541	$712/mo
Land transfer tax(closing)	$19,055	$1,588/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$11,290	$941/mo
Condo fees
Condo / HOA fees	$15,998	$1,333/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$116,941	$9,745/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 814

About this home

MyStreetValue™ Analysis

Property details

Rooms

Price movement & seller pressure

Sales History

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Annual costs