$247K · 0 bed Condo Apartment · Collingwood, Collingwood

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About this home

One of Collingwood's best-kept secrets just got even better. This fully renovated studio condo at 460 Ontario Street, Unit 405 offers exceptional value with utilities included in the condo fees, making ownership simple and predictable.Bright, modern, and completely move-in ready, this studio has been thoughtfully updated with new flooring, contemporary cabinetry, refreshed trim and doors, and a beautifully renovated kitchen and bathroom and has an in-suite washing machine. The smart layout maxim…

Property details

MLS#

S12685780

Status

Conditionally Sold

Beds

Baths

1 full, 0 half

Size

0-499

Style

Apartment

Type

Condo Apartment

Year built

—

Condo corp #: 225
Balcony: None
Locker: None
Fees include: Heat Included, Hydro Included, Water Included, Parking Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Baseboard
Heating fuel: Electric
Cooling: Window Unit(s)
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Pretty River parkway
Basement: None
Stories: 4
Utilities: —
Laundry: Common Area
Interior: Carpet Free, Intercom
Parking features: —

Level	Room	Dimensions
Main	Foyer	1.14m × 1.22m
Main	Living Room	4.9m × 2.4m
Main	Dining Room	4.9m × 1.91m
Main	Kitchen	2.23m × 2.56m

Level

Room

Dimensions

Main

Foyer

1.14m × 1.22m

Main

Living Room

4.9m × 2.4m

Main

Dining Room

4.9m × 1.91m

Main

Kitchen

2.23m × 2.56m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $247,000✓ $1,194 tax✓ Electric✓ 0-499 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$2,625/mo

incl. closing costs (yr 1)

Annual total

$31,495

year 1

Mortgage only

$937/mo

principal + interest

Beyond mortgage

$1,046/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$49,400

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$99/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~250 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$2,470/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$36/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$2,195

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)36% $11,244/yr

Property taxes11% $3,389/yr

Utilities8% $2,460/yr

Insurance & security5% $1,600/yr

Maintenance8% $2,470/yr

Condo fees17% $5,231/yr

Closing costs16% $5,100/yr

Mortgage is 36% of your true cost of ownership. The other 64% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$11,244	$937/mo
Government & taxes
Property tax	$1,194	$99/mo
Land transfer tax(closing)	$2,195	$183/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$2,470	$206/mo
Condo fees
Condo / HOA fees	$5,231	$436/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$31,495	$2,625/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 405 460 Ontario

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Annual costs