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$625K · 2+1 bed Condo Apartment · City Centre, Barrie | MyPropertyScout

$625,000

Unit 409

2+12Vacant

Map

$625,000

F●●●○○

Unit 409

Waterview · 6 Toronto Street · Barrie · Ontario L4N 9R2

MLS® S12526486 · City Centre · L4N 9R2

2+12Vacant1200-1399 ft²Condo Apartment1-car Attached$481/ft²$6,085 tax/yrBuilt 200323 yrs old

25% above market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

WaterView Condominiums - Experience stunning, views of Kempenfelt Bay from this beautifully upgraded "Clearwater" model suite - directly across from the beach and boardwalk and trails. Offering 1,358 sf of elegant living space, this 2 bedroom home features rich, cherry flooring, soaring 9' ceilings, and expansive windows that fill the rooms with natural light. The open concept kitchen includes a raised breakfast bar - perfect for casual dining or entertaining - while the cozy living room with i…

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Property details

MLS#: S12526486
Status: Buy Now
Beds: 2+1
Baths: 2 full, 0 half
Size: 1200-1399
Style: 1 Storey/Apt
Type: Condo Apartment
Year built: —

Fireplace features: Electric

Building name: Waterview
Condo corp #: 308
Balcony: Open
Locker: Exclusive
Fees include: Heat Included, Water Included, Common Elements Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Attached
Garage spaces: 1
Parking: 1 total
Heating: Heat Pump
Heating fuel: Gas
Cooling: Central Air
Waterfront: No
Exterior: Concrete
Fronting on: —
Cross street: Simcoe St - Toronto St
Basement: None
Stories: 4
Utilities: —
Laundry: In-Suite Laundry
Interior: Auto Garage Door Remote, Guest Accommodations, Intercom, Primary Bedroom - Main Floor, Separate Heating Controls, Storage Area Lockers, Storage
Parking features: —

Rooms

Room dimensions are not available for this listing.

Property history

Sales History

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Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RIGHT AT HOME REALTY

Source: TRREB/PROPTX · MLS® S12526486

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$625K

Unit 409 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $625,000✓ $6,085 tax✓ Gas✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,147/mo

incl. closing costs (yr 1)

Annual total

$73,761

year 1

Mortgage only

$2,371/mo

principal + interest

Beyond mortgage

$2,569/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$125,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$507/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,250/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$93/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$8,975

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)39% $28,453/yr

Property taxes20% $15,060/yr

Utilities5% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance8% $6,250/yr

Condo fees18% $13,338/yr

Closing costs7% $5,100/yr

Mortgage is 39% of your true cost of ownership. The other 61% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$28,453	$2,371/mo
Government & taxes
Property tax	$6,085	$507/mo
Land transfer tax(closing)	$8,975	$748/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,250	$521/mo
Condo fees
Condo / HOA fees	$13,338	$1,112/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$73,761	$6,147/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 409

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs