$359K · 1 bed Condo Apartment · Horseshoe Valley, Oro-Medonte

Loading neighbourhood intel…

About this home

Year Round Entertainment & Relaxation in the Heart of Horseshoe Valley Resort. This Cozy, Upgraded 1 Bed 1 Bath has the Perfect Blend of Modern Amenities & Natural Surroundings. Ideal for a Nature/Ski/Golf enthusiast who is seeking an affordable getaway for personal enjoyment with the potential to earn also rental income with Horseshoe Valley Rental Program. Featuring High End Finishes, Cozy Fireplace, Eat in Kitchen, Covered Walkout Balcony, In suite Laundry and Central Air. Can be sold with al…

Property details

MLS#

S12501128

Status

Buy Now

Beds

Baths

1 full, 0 half

Size

500-599

Style

Apartment

Type

Condo Apartment

Year built

—

Roof: Asphalt Shingle
Foundation: Poured Concrete
Property features: Clear View, Golf, Park, Rec./Commun.Centre, Skiing, Wooded/Treed

Fireplace features: Natural Gas

View: Clear, Trees/Woods

Water view: Obstructive
Shoreline: Clean, Sandy, Shallow

Building name: Copeland House
Condo corp #: 421
Balcony: Terrace
Locker: Exclusive
Association amenities: Gym, Indoor Pool, Outdoor Pool, Sauna, Tennis Court, Visitor Parking
Fees include: Common Elements Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 0 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Exterior: Brick · Controlled Entry, Landscape Lighting, Recreational Area, Security Gate, Year Round Living
Fronting on: —
Cross street: HWY 27 AND HORSESHOE VALLEY ROAD
Basement: None
Stories: 4
Utilities: —
Laundry: In-Suite Laundry
Interior: Other
Parking features: Facilities, Surface

Level	Room	Dimensions
Main	Living Room	2.64m × 5.49m
Main	Kitchen	3.17m × 3.84m
Main	Bedroom	3.07m × 3.53m

Level

Room

Dimensions

Main

Living Room

2.64m × 5.49m

Main

Kitchen

3.17m × 3.84m

Main

Bedroom

3.07m × 3.53m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $359,000✓ $1,986 tax✓ Gas✓ 500-599 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,476/mo

incl. closing costs (yr 1)

Annual total

$41,718

year 1

Mortgage only

$1,362/mo

principal + interest

Beyond mortgage

$1,335/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$71,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$165/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~550 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,590/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$37/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$3,860

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)39% $16,343/yr

Property taxes14% $5,846/yr

Utilities9% $3,960/yr

Insurance & security4% $1,600/yr

Maintenance9% $3,590/yr

Condo fees13% $5,279/yr

Closing costs12% $5,100/yr

Mortgage is 39% of your true cost of ownership. The other 61% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$16,343	$1,362/mo
Government & taxes
Property tax	$1,986	$165/mo
Land transfer tax(closing)	$3,860	$322/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,590	$299/mo
Condo fees
Condo / HOA fees	$5,279	$440/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$41,718	$3,476/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

Unlock Insider Deals

Sign in

Unit 416

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

Request a Showing

Request a Showing

Annual costs