$1.20M · 2+1 bed Detached · Aurora Heights, Aurora

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About this home

Location, Location, Location, Totally brand new renovated, Truly A Gem, 72 ft frontage 8914 SF private lot steps to schools, parks and amenities! Upper level hardwood floors - pot lites - new bright windows - primary with 4pc ensuite - secondary bedroom with 3pc ensuite! Big living/dining room combination! Totally renovated. Legal walk out basement apartment with separate entrance. upgraded electrical panel 200 Amp, New windows, All new appliances, Fully brand new legal basement, fully…

Property details

MLS#

N13450270

Status

Buy Now

Beds

2+1

Baths

4 full, 0 half

Size

700-1100

Style

Bungalow-Raised

Type

Detached

Year built

—

Roof: Asphalt Shingle
Foundation: Block
Other structures: Garden Shed
Property features: Level, Park, Public Transit, School Bus Route, School, Wooded/Treed

View: Garden, Trees/Woods

Garage: None
Garage spaces: 0
Parking: 6 total
Lot: 72 × 110
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick · Patio, Privacy, Year Round Living
Fronting on: West
Cross street: Yonge and Wellington
Basement: Separate Entrance, Finished
Stories: —
Utilities: —
Laundry: —
Interior: Carpet Free, In-Law Suite, Primary Bedroom - Main Floor, Storage, Water Heater
Parking features: Private

Rooms

Level	Room	Dimensions
Ground	Living Room	3.99m × 4.92m
Ground	Dining Room	3.09m × 3.39m
Ground	Kitchen	2.49m × 3.85m
Ground	Primary Bedroom	3.09m × 3.99m
Ground	Bedroom 2	2.79m × 3.99m
Basement	Living Room	3.91m × 4.92m
Basement	Primary Bedroom	3.39m × 3.99m
Basement	Kitchen	2.49m × 3.69m
Basement	Utility Room	3.55m × 3.99m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,199,000✓ $4,790 tax✓ Gas✓ 700-1100 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$8,540/mo

incl. closing costs (yr 1)

Annual total

$102,479

year 1

Mortgage only

$4,549/mo

principal + interest

Beyond mortgage

$1,828/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$239,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$399/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~900 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$11,990/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$20,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)53% $54,584/yr

Property taxes25% $25,245/yr

Utilities4% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance12% $11,990/yr

Closing costs5% $5,100/yr

Mortgage is 53% of your true cost of ownership. The other 47% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$54,584	$4,549/mo
Government & taxes
Property tax	$4,790	$399/mo
Land transfer tax(closing)	$20,455	$1,705/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$11,990	$999/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$102,479	$8,540/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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20 Haida Drive

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Property details

Additional listing data

Rooms

Sales History

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Annual costs