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$690K · 3 bed Detached · Alcona, Innisfil | MyPropertyScout

$689,888

1438 Forest Street

33Vacant

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$689,888

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1438 Forest Street

Innisfil · Ontario L9S 4Y3

MLS® N13449940 · Alcona · L9S 4Y3

33Vacant1100-1500 ft²Detached2-car Attached9d$531/ft²Lot 34.8 x 104 ft< .50 ac$4,081 tax/yrBuilt 200323 yrs old

16% below market · 9 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome to 1438 Forest St in a quiet, friendly Innisfil community. This well-maintained all-brick 2-storey offers 3 spacious bedrooms and 2.5 bathrooms, including a primary with ensuite. The bright main floor features a functional layout, ideal for everyday living. The home has recently been updated with new floors and a finished basement with pot lights, creating a versatile space perfect for a rec room, or additional living area. Enjoy a large, fully fenced backyard, ideal for kids, pets, and…

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Property details

MLS#: N13449940
Status: Buy Now
Beds: 3
Baths: 3 full, 0 half
Size: 1100-1500
Style: 2-Storey
Type: Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Poured Concrete

Garage: 2-car Attached
Garage spaces: 2
Parking: 6 total
Lot: 34.8 × 104.04
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick
Fronting on: South
Cross street: 7th line & Webster Blvd.
Basement: Finished
Stories: —
Utilities: —
Laundry: —
Interior: Central Vacuum, Water Heater Owned
Parking features: Private Double

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Main	Kitchen	2.72m × 3.37m
Main	Family Room	6.08m × 4.11m
Main	Dining Room	2.9m × 3.32m
Second	Primary Bedroom	4.07m × 5.12m
Second	Bedroom 2	3.12m × 3.2m
Second	Bedroom 3	3.07m × 2.74m
Basement	Recreation	7.85m × 5.14m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: CENTURY 21 HERITAGE GROUP LTD.

Source: TRREB/PROPTX · MLS® N13449940

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$690K

1438 Forest Street · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $689,888✓ $4,081 tax✓ Gas✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,293/mo

incl. closing costs (yr 1)

Annual total

$63,511

year 1

Mortgage only

$2,617/mo

principal + interest

Beyond mortgage

$1,361/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$137,978

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$340/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,899/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$10,273

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)49% $31,407/yr

Property taxes23% $14,354/yr

Utilities7% $4,152/yr

Insurance & security3% $1,600/yr

Maintenance11% $6,899/yr

Closing costs8% $5,100/yr

Mortgage is 49% of your true cost of ownership. The other 51% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$31,407	$2,617/mo
Government & taxes
Property tax	$4,081	$340/mo
Land transfer tax(closing)	$10,273	$856/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,899	$575/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$63,511	$5,293/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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1438 Forest Street

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs