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$920K · 3+1 bed Detached · Central Newmarket, Newmarket | MyPropertyScout

$919,800

94 Prospect Street

3+12TenantOccupied

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$919,800

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94 Prospect Street

Newmarket · Ontario L3Y 3T4

MLS® N13448954 · Central Newmarket · L3Y 3T4

3+12TenantOccupied1100-1500 ft²DetachedNone9d$708/ft²Lot 110.4 x 88.7 ft$4,547 tax/yr

2% below market · 9 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome to 94 Prospect St -A Turnkey Home on a 110-Foot Lot in One of Newmarket's Most Desirable Neighbourhoods. An Ideal Blend Of Business Potential And Family Living. Recently Installed New A/C System. Thoughtfully updated with modern conveniences and timeless charm, this 3-bedroom home is the perfect blend of form and function.The bright and spacious main level features a bow window that fills the living room with natural light, upgraded Kitchen & Bathrooms, Along With A Separate Washer & Dry…

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Property details

MLS#: N13448954
Status: Buy Now
Beds: 3+1
Baths: 2 full, 0 half
Size: 1100-1500
Style: Bungalow
Type: Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Unknown
Other structures: Garden Shed
Property features: Hospital, Public Transit

Garage: None
Garage spaces: 0
Parking: 6 total
Lot: 110.35 × 88.66
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Aluminum Siding, Stone
Fronting on: West
Cross street: Prospect & Queen
Basement: Partially Finished
Stories: —
Utilities: —
Laundry: —
Interior: Carpet Free
Parking features: Private

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Main	Living Room	5m × 5.52m
Main	Kitchen	3.39m × 4.82m
Main	Bedroom	3.44m × 3.39m
Main	Bedroom	2.74m × 3.42m
Main	Bedroom	2.74m × 3.42m
Lower	Recreation	3.14m × 8.66m
Lower	Kitchen	1.5m × 4.5m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: CENTURY 21 MYPRO REALTY

Source: TRREB/PROPTX · MLS® N13448954

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$920K

94 Prospect Street · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $919,800✓ $4,547 tax✓ Gas✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,778/mo

incl. closing costs (yr 1)

Annual total

$81,341

year 1

Mortgage only

$3,489/mo

principal + interest

Beyond mortgage

$1,591/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$183,960

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$379/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$9,198/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$14,871

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)51% $41,873/yr

Property taxes24% $19,418/yr

Utilities5% $4,152/yr

Insurance & security2% $1,600/yr

Maintenance11% $9,198/yr

Closing costs6% $5,100/yr

Mortgage is 51% of your true cost of ownership. The other 49% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$41,873	$3,489/mo
Government & taxes
Property tax	$4,547	$379/mo
Land transfer tax(closing)	$14,871	$1,239/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$9,198	$767/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$81,341	$6,778/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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94 Prospect Street

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs