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$920K · 2+2 bed Detached · Churchill, Innisfil | MyPropertyScout

$919,999

2386 4th Line

2+22OwnerOccupied

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$919,999

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2386 4th Line

Innisfil · Ontario L0L 1K0

MLS® N13447792 · Churchill · L0L 1K0

2+22OwnerOccupied1100-1500 ft²Detached1-car DetachedPool10d$708/ft²Lot 150 x 400.4 ft$5,972 tax/yrBuilt 195175 yrs old

9% above market · regional est. · 10 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

This must have fully updated raised bungalow, privately set back on 1.37 beautiful acres. The brightmodern kitchen with KitchenAid stainless steel appliances with a spacious open concept layout,looking into the family room which is perfect for everyday living and entertaining. Enjoy multipledecks offering miles of breathtaking country views with above ground pool and hot tub with deckplatform ideal for gatherings or quiet relaxation. The property includes tons of parking space witha separate hea…

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Property details

MLS#: N13447792
Status: Buy Now
Beds: 2+2
Baths: 2 full, 0 half
Size: 1100-1500
Style: Bungalow
Type: Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Concrete Block
Property features: Beach, Marina, Place Of Worship, School

Garage: 1-car Detached
Garage spaces: 1
Parking: 13 total
Lot: 150 × 400.43
Heating: Forced Air
Heating fuel: Propane
Cooling: Central Air
Fireplaces: —
Pool: Yes
Waterfront: No
Exterior: Brick, Wood
Fronting on: North
Cross street: Yonge St/ 4th Line
Basement: Finished, Full
Stories: —
Utilities: —
Laundry: —
Interior: None
Parking features: Private

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Main	Kitchen	2.82m × 3.11m
Main	Family Room	4.01m × 5.72m
Main	Dining Room	2.93m × 3.02m
Main	Primary Bedroom	2.69m × 4.23m
Main	Bedroom 2	2.84m × 3.61m
Basement	Recreation	3.71m × 9.86m
Basement	Bedroom 3	2.72m × 4.47m
Basement	Bedroom 4	2.97m × 3.71m
Basement	Laundry	2.84m × 4.32m

Property history

Sales History

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Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX ABOUTOWNE REALTY CORP.

Source: TRREB/PROPTX · MLS® N13447792

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$920K

2386 4th Line · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $919,999✓ $5,972 tax✓ Propane✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,898/mo

incl. closing costs (yr 1)

Annual total

$82,781

year 1

Mortgage only

$3,490/mo

principal + interest

Beyond mortgage

$1,710/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$184,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$498/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Propane$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$9,200/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$14,875

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)51% $41,882/yr

Property taxes25% $20,847/yr

Utilities5% $4,152/yr

Insurance & security2% $1,600/yr

Maintenance11% $9,200/yr

Closing costs6% $5,100/yr

Mortgage is 51% of your true cost of ownership. The other 49% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$41,882	$3,490/mo
Government & taxes
Property tax	$5,972	$498/mo
Land transfer tax(closing)	$14,875	$1,240/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Propane	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$9,200	$767/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$82,781	$6,898/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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2386 4th Line

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs